Multi-currency account (13 currencies) from Swissquote.
The account can only be opened by residents of Switzerland, Belgium, Germany, Italy, France, Austria, Liechtenstein, Malta, Spain, South Africa, Cyprus and the United Kingdom.
There are no surcharges for card payments (online or in-store).
SEPA payments are free of charge.
Non-SEPA payments: varying costs (depending on the currency).
Cash withdrawals at all ATMs in Switzerland in Swiss francs (CHF): 5 withdrawals per month free of charge, then CHF 1.9 per withdrawal.
Per cash withdrawal abroad, there is a fee of CHF 4.90.
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