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Prepaid card

TKB Service Package Classic

Banking package for individuals

General information:

Banking package of TKB. Provides customers with private account, savings account, investment savings account, Debit Mastercard, online and mobile banking, prepaid card and credit card.
Paying online with the Debit Mastercard: free of charge.

Age:

For individuals from the age of 25.

Currencies:

CHF

Package / account management fee:

Up to 60 years: If total assets of at least CHF 10,000: CHF 36 per year, otherwise CHF 48 per year.
Over 60 years: If total assets of at least CHF 10,000: CHF 24 per year, otherwise CHF 48 per year.

Private account interest rate:

0% per year.

Account opening:

The account opening is free of charge.

Closing of account:

The closing of account is free of charge.

Annual account closure:

The annual account closure is free of charge.

Statements of account:

The monthly statements of account by mail are subject to charges.

Incoming payment:

Incoming payment in CHF are free of charge.

Outgoing payment (Switzerland):

Electronic payment orders in CHF are free of charge.

SEPA payment:

Electronic SEPA payment orders in EUR are free of charge.

Non-SEPA payment (abroad):

Fee of CHF 4.00 per electronic non-SEPA payment order in foreign currency.

Direct debit (LSV) Switzerland:

Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.

Standing order Switzerland:

Electronic standing orders in CHF within Switzerland are free charge.

Annual fee debit card:

Debit card: There is no annual fee to pay.

Purchase Switzerland:

Debit card: Purchases in Switzerland in CHF are free of charge.

Purchase abroad:

Debit card: For purchases in foreign currencies, there is a fee of CHF 1.50.

Cash withdrawal Switzerland:

Debit card:
Cash withdrawals in CHF at ATMs of the same bank in Switzerland are free of charge.
12 cash withdrawals in CHF at ATMs of other banks in Switzerland are free of charge. More cash withdrawals in CHF at ATMs of other banks cost CHF 2.00 per cash withdrawal.

Cash withdrawal abroad:

Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.

Savings account interest rate:

Up to CHF 100,000: 0.4% per year.
From CHF 100,000: 0.25% per year.

Savings account
withdrawals:

Withdrawals up to CHF 20,000.00 per month are allowed without notice. There is a notice period of one month for higher amounts.

Credit card:

Additional fee for TKB Mastercard Silver or Visa Classic of CHF 100 per year.

Credit card
Purchase abroad in foreign curency:

For purchases abroad or online in foreign currencies there is an administrative fee of 1.75% of the purchase amount.

Reward program:

Surprize bonus program by Viseca for credit cards (1 point per CHF 1 turnover, 10,000 welcome points). E-tax statement (without securities free of charge, otherwise CHF 25 discount). Free deposit and withdrawal of coins.

Pillar 3a account
interest rate:

0.7% per year.

Termination of banking relationship:

The termination of the banking relationship is free of charge.

Special services:

Debit Mastercard, Mobile banking, Online banking, Reward programs