UBS Business Current Account

Standard business account

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Business type:

SME, Startup, Self-employed, Large company, Association, Non-profit organization, Public-sector entity

Currency:

CHF, USD, EUR

Requirements:

For businesses: large companies, institutional clients, small and medium-sized enterprises (SMEs) and startups.

Interest rate:

0% per year.

Debit interest on overdrafts:

The interest rate is variable and can be adjusted at any time to current conditions on the money and capital markets.

Withdrawals:

No withdrawal restrictions.

Credit cards:

UBS Business Card: first year free of charge, subsequent years CHF 70 per year.

Capital payment:

Free of charge if an account at UBS is openend. Generally free for startups.

Otherwise: Nonrecurring fee of capital payment account for GmbH or AG: if an account at UBS is opened after the payment: 0.05%, mininum of CHF 200, maximum of CHF 5000. Mininium of CHF 1000 if capital does not remain with UBS after payment is completed.

Account management costs:

Account opening: free of charge.
Account management costs: CHF 20 per quarter (free of charge for new customers and startups in the first year).
Close-out of account: free of charge.
Statements of account: monthly, either by post (with postal fees) or electronically via online banking (free of charge).
Account closure: Either by post or electronically via online banking (free of charge, quarterly).

Payment transaction costs:

Incoming payment (Switzerland): free of charge.
Electronic payment order (Switzerland): free of charge.
Electronic payment order (abroad): SEPA payments in Euro free of charge; other currencies CHF 5 per payment.
Non-electronic payment order: depending on order type.
Permanent order: Execution (Switzerland in CHF or EUR): free of charge.
Payment by direct debit (LSV+): free of charge.
Above 500 transactions per month (CHF, EUR): CHF 0.30 per out-going payment and CHF 0.20 per incoming payment.

Purchases:

Debit Mastercard: CHF 50 per year (or Visa Debit: CHF 50).
Purchases in Switzerland in CHF: free of charge.
Purchases in foreign currencies and abroad: 2%, at least CHF 1.00 in addition to foreign exchange rates.

Cash withdrawals:

Cash withdrawal at ATMs of UBS: free of charge.
Cash withdrawal at ATMs of other banks in CHF: CHF 2 per withdrawal.
Cash withdrawal abroad: CHF 5 in addition to foreign exchange rates.

Special services:

Debit Mastercard, Visa Debit, Mobile banking, Online banking, Credit card, Startup advisory, Succession planning

Software:

Not specified.

General information:

Business current account of UBS.