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Prepaid card

UBS Basic Mastercard

Basic credit card
Private account necessary

General

Card network

Mastercard

Card type

Standard

Issuer

UBS

Currency

CHF

General information

Not specified.

General conditions

In order to get the card, you need an account with the same bank.

Spending limit

The maximum limit is CHF 4000 per month.

Payment method

eBill, Direct debit (LSV), QR-bill, Prepayment

Carrying balances

Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 13% is owed.

Late payment fees

CHF 30 to CHF 60: No late payment fee for first payment reminder. CHF 30 for second reminder. CHF 60 for each additional reminder.

Customer satisfaction

General satisfaction 7.7/10 (Good)

Helpfulness 7.8/10 (Good)

Product information 7.6/10 (Good)

Assistance 7.8/10 (Good)

Ratings

Customer satisfaction

Bonus points / cash-back

Car rental discounts

Frequent flyer miles

Airport lounge access

Concierge service

Charity & sustainability

Various vouchers & discounts

Insurance: death & disability

Insurance: rescue & repatriation

Insurance: medical expenses

Insurance: flight delay & cancellation

Insurance: car rental

Insurance: luggage

Insurance: purchase protection

Insurance: return protection

Insurance: best price guarantee

Insurance: legal protection

Insurance: various

Costs

Annual fee

No annual fee the first year. After that, the CHF 40 annual fee is waived to CHF 0 when you make at least 24 purchases per year.

Paper invoice

The monthly paper invoice costs CHF 1.80.

Additional cards

Partner card first year: CHF 0. Subsequent years: CHF 20 (CHF 0 when you make at least 24 purchases in a year).

Card loss

A replacement card costs CHF 20.00.

Purchase abroad in CHF

Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 2% of the purchase amount.

Purchase abroad in foreign currency

For purchases abroad or online in foreign currencies there is an administrative fee of 2% of the purchase amount.

Exchange rate markup

1.865% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.

Cash withdrawal in Switzerland

Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.

Cash withdrawal abroad:

Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 2.00%.

Special services

Samsung Pay, Apple Pay, Google Pay, Garmin Pay, 24-hour service, Mobile access, Online account, PIN, SMS service

Car rental discounts

Up to 5% discount on standard rentals from Europcar.

Insurance: death & disability

Coverage of up to 300,000 Swiss francs in the event of death or permanent disability.

Insurance: rescue & repatriation

Up to 60,000 Swiss francs of search, rescue and repatriation costs covered per incident and year.

More products

UBS Basic Card Visa

UBS key4 Mastercard Premium

UBS key4 Mastercard Standard

UBS Mastercard Platinum

UBS Mastercard Standard

UBS Optimus Foundation Charity Card Visa

UBS Optimus Foundation Charity Mastercard

UBS Visa Card Classic

UBS Visa Card Gold

UBS Visa Platinum Card

UBS World Mastercard Gold

Special offers for Moneyland users

Moneyland Special Offers

Amex promotion until April 6

Amex Platinum Card

50% off the annual fee in the first year
Extra bonus: 75,000 instead of 45,000 Membership Rewards points
Further benefits: 10% discount on purchases in Gübelin boutiques & Up to CHF 160 Dining credit per year in over 600 GaultMillau restaurants

Secure offer now

Free bank account

Yuh

No account fees
Banking partner: Swissquote & Postfinance
CHF 20 trading credit with code «YUHMONEYLAND»

Benefit now

Swiss Trading Platform

Cornèrtrader Special Offer

Special offer: particularly favorable conditions for Moneyland users
No custody account fees for shares
Swiss online bank with FINMA license

Benefit now

Swiss digital bank

Alpian

CHF 75 welcome bonus with referral code LAND25.
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)

Benefit now

Special offers for Moneyland users

Moneyland Special Offers

Amex promotion until April 6

Amex Platinum Card

50% off the annual fee in the first year
Extra bonus: 75,000 instead of 45,000 Membership Rewards points
Further benefits: 10% discount on purchases in Gübelin boutiques & Up to CHF 160 Dining credit per year in over 600 GaultMillau restaurants

Secure offer now

Free bank account

Yuh