Viseca Visa Platinum

  • Platinum credit card

  • Concierge Service

General

Card network
Visa
Card type
Platinum
Issuer
Viseca
Currency
CHF, USD, EUR
General information
Not specified.
General conditions
Not specified.
Spending limit
There is no maximum limit.
Payment method
eBill, Direct debit (LSV), QR-bill
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 13% is owed.
Late payment fees
A late payment fee of CHF 20.00 per payment reminder applies.

Customer satisfaction

General satisfaction    7.6/10 (Good)
Helpfulness    7.5/10 (Good)
Product information    7.4/10 (Good)
Assistance    7.2/10 (Good)

Ratings

Customer satisfaction
Bonus points / cash-back
Car rental discounts
Frequent flyer miles
Airport lounge access
Concierge service
Charity & sustainability
Various vouchers & discounts
Insurance: death & disability
Insurance: rescue & repatriation
Insurance: medical expenses
Insurance: flight delay & cancellation
Insurance: car rental
Insurance: luggage
Insurance: purchase protection
Insurance: return protection
Insurance: best price guarantee
Insurance: legal protection
Insurance: various

Costs

Annual fee
The annual fee is CHF 550.00.
Paper invoice
Kostenlos.
Additional cards

Up to 4 additional cards (2 Visa Platinum and 2 World Mastercard Gold) at no annual fee.

Card loss
Replacement cards are free of charge.
Purchase abroad in CHF
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 1.75% of the purchase amount.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 1.75% of the purchase amount.
Exchange rate markup
2.151% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 2.5% of the amount with a minimum of CHF 5.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 2.5% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.75%.
Special services
Samsung Pay, Apple Pay, Google Pay, Swatch Pay, Garmin Pay, 24-hour service, Contactless payments, Mobile access, Online account, PIN, SMS service, Additional cards
Bonus points / cash-back

Choose between the Surprize program (2 points per CHF 1 turnover, 30,000 welcome points) or spending bonus.

Car rental discounts

Up to 15% discount on non-prepaid standard rentals from Hertz.

Airport lounge access

Standard Priority Pass membership (unlimited lounge visits).

Concierge service

Concierge service provided by Allianz Travel Switzerland. No additional booking fee.

Various vouchers & discounts

Visa Platinum Club offers. MyWine: Special offers and money-back guarantee.
Parking at Zurich Airport: for up to 24 hours, 24 times per calendar year.

Insurance: death & disability

Transport accident insurance: Coverage of up to 1,000,000 Swiss francs per incident and person in the event of death or permanent disability.

Insurance: rescue & repatriation

Up to 60,000 Swiss francs of search, rescue and repatriation costs covered per incident and person.

Insurance: cancellation & assistance

Coverage of up to 40,000 Swiss francs for trip cancellations and up to 30,000 francs for trip interruptions.

Insurance: medical expenses

Coverage of up to 500,000 Swiss francs of medical expenses per incident (for trips up to 90 days). No coverage in Switzerland.
The "Medical expenses" insurance coverage applies exclusively to insured persons up to the age of 81.

Insurance: car rental

Collision and loss damage waiver up to 10,000 Swiss francs. Collision and comprehensive abroad coverage up to 100,000 Swiss francs (rental period maximum 60 days). The insured person must be listed by name in the rental contract as the registered driver and be at least 21 or at most 80 years old.

Insurance: luggage

Up to 10,000 Swiss francs per event are paid in case of theft, loss or damage of luggage. In case of luggage delay it is up to 2000 francs per event.

Insurance: purchase protection

Coverage of up to 5000 Swiss francs per claim.

Insurance: warranty

Warranty extended up to 36 additional months (up to 7000 francs under warranty, value of products is at least CHF 100). Valid in Switzerland and neighboring countries.

Insurance: best price guarantee

Differences between purchase prices and lower offers of 30 Swiss francs of more are reimbursed up to 4000 Swiss francs per claim. Valid in Switzerland.

Insurance: legal protection

Online legal protection: Travel legal insurance of up to 20,000 Swiss francs per claim.


Special offers for Moneyland users

Moneyland Special Offers

Swiss digital bank

Alpian Savings Account

  • Up to 1% interest if you open your account before February 28, 2025*

  • Any number of withdrawals possible without any withdrawal limits or notice periods

  • Monthly interest crediting

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss digital bank

Alpian

  • CHF 75 welcome bonus with referral code LAND25.

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Special offers for Moneyland users

Moneyland Special Offers

Swiss digital bank

Alpian Savings Account

  • Up to 1% interest if you open your account before February 28, 2025*

  • Any number of withdrawals possible without any withdrawal limits or notice periods

  • Monthly interest crediting

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss digital bank

Alpian

  • CHF 75 welcome bonus with referral code LAND25.

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Deal of the Day
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Swiss digital bank

Alpian Savings Account

Up to 1% interest if you open your account before February 28, 2025*