Telecom

Whatsapp

Whatsapp is an instant messaging application for mobile phones which is widely used by consumers in many parts of the world. Whatsapp is also popular in Switzerland, and widespread use of the app has contributed to the decline in the use of SMS messaging. Whatsapp Inc., the applications publisher, was acquired by Facebook Inc. in 2014.

Whatsapp lets users read and write short messages, and transfer digital images, videos and voice messages. Users can also make VoIP calls using Whatsapp.

Unlike SMS messages, messages sent vie Whatsapp are not transferred from one device to another by one or more telecom service providers. Instead, they are simply transferred over the Internet using data connectivity provided by third-party service providers. For this reason, Whatsapp and similar services are referred to as over the top (OTT) services.

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Cheap mobile plans

Mobile plan

Quickline Mobile S

  • Swiss mobile plan

  • Includes data roaming in Europe

  • Direct online application

Mobile plan

Spusu 10

  • Swiss mobile plan with 10 GB

  • Including 3 GB EU roaming, eSIM

  • CHF 9.90/month, can be canceled at any time

Mobile plan

iWay Mobile

  • Swiss mobile plan

  • Monthly data included

Mobile plan

Quickline Mobile M

  • Unlimited calls within Switzerland

  • Includes data roaming in Europe

  • Direct online application

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Current offers from banks

Pillar 3a

Cornèr 3a

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  • 3a tax savings

  • No account management costs

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Expert Ralf Beyeler
Ralf Beyeler is the telecom expert at moneyland.ch and also covers other areas of personal finance.