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Bank WIR Private Account top

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Private Accounts

Bank WIR Private Account top

Standard checkings account
No account fees
As part of the free banking package
Direct online application

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General information:

Private account from Bank WIR. Only available as part of the top banking package (free of charge).

The following terms of use apply: monthly incoming payments of CHF 1500 or pension assets of at least CHF 20,000 at Bank WIR or mortgage of at least CHF 300,000 at Bank WIR or a share certificate for CHF 200.

Age:

For individuals from the age of 18.

Account type:

Standard Account

Currency:

CHF

Interest rate:

0% per year.

Withdrawals:

There is no withdrawal limit.

Account opening:

The account opening is free of charge.

Account management:

The account management is free of charge.

Closing of account:

The closing of account is free of charge.

Termination of banking relationship:

The termination of the banking relationship is free of charge.

Annual account closure:

The annual account closure is free of charge.

Statements of account:

The monthly statements of account by mail are free of charge.

Incoming payment:

Incoming payment in CHF are free of charge.

Outgoing payment (Switzerland):

Electronic payment orders in CHF are free of charge.

SEPA payment:

Electronic SEPA payment orders in EUR are free of charge.

Non-SEPA payment (abroad):

Fee of CHF 5.00 per electronic non-SEPA payment order in foreign currency.

Direct debit (LSV) Switzerland:

Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.

Standing order Switzerland:

Electronic standing orders in CHF within Switzerland are free charge.

Annual fee debit card:

Debit card: There is no annual fee to pay.

Purchase Switzerland:

Debit card: Purchases in Switzerland in CHF are free of charge.

Purchase abroad:

Debit card: Purchases in foreign currencies are free of charge.

Cash withdrawal Switzerland:

Cash withdrawals at all ATMs in Switzerland and abroad: 24 withdrawals per year free of charge, thereafter CHF 2 per withdrawal.

Cash withdrawal abroad:

Debit card:
Cash withdrawals abroad are free of charge.

Special services:

Debit Mastercard, Mobile banking, Online banking

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Multi-currency account with Visa card (CHF, EUR, USD, GBP)

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Special offers for Moneyland users

Moneyland Special Offers

Swiss digital bank

Alpian Savings Account

Up to 1% interest if you open your account before February 28, 2025*
Any number of withdrawals possible without any withdrawal limits or notice periods
Monthly interest crediting

Benefit now

Free bank account

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