Bank WIR Private Account top

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Private Accounts

Bank WIR Private Account top

  • Standard checkings account

  • No account fees

  • As part of the free banking package

  • Direct online application
General information:

Private account from Bank WIR. Only available as part of the top banking package (free of charge).

The following terms of use apply: monthly incoming payments of CHF 1500 or pension assets of at least CHF 20,000 at Bank WIR or mortgage of at least CHF 300,000 at Bank WIR or a share certificate for CHF 200.

Age:
For individuals from the age of 18.
Account type:
Standard Account
Currency:
CHF
Interest rate:
0% per year.
Withdrawals:
There is no withdrawal limit.
Account opening:
The account opening is free of charge.
Account management:
The account management is free of charge.
Closing of account:
The closing of account is free of charge.
Termination of banking relationship:
The termination of the banking relationship is free of charge.
Annual account closure:
The annual account closure is free of charge.
Statements of account:
The monthly statements of account by mail are free of charge.
Incoming payment:
Incoming payment in CHF are free of charge.
Outgoing payment (Switzerland):
Electronic payment orders in CHF are free of charge.
SEPA payment:
Electronic SEPA payment orders in EUR are free of charge.
Non-SEPA payment (abroad):
Fee of CHF 5.00 per electronic non-SEPA payment order in foreign currency.
Direct debit (LSV) Switzerland:
Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.
Standing order Switzerland:
Electronic standing orders in CHF within Switzerland are free charge.
Annual fee debit card:
Debit card: There is no annual fee to pay.
Purchase Switzerland:
Debit card: Purchases in Switzerland in CHF are free of charge.
Purchase abroad:
Debit card: Purchases in foreign currencies are free of charge.
Cash withdrawal Switzerland:

Cash withdrawals at all ATMs in Switzerland and abroad: 24 withdrawals per year free of charge, thereafter CHF 2 per withdrawal.

Cash withdrawal abroad:
Debit card:
Cash withdrawals abroad are free of charge.
Special services:
Debit Mastercard, Mobile banking, Online banking

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Swiss digital bank

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  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Special offers for Moneyland users

Moneyland Special Offers

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Deal of the Day
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Allianz Fund Investments

Special offer with CHF 200 welcome bonus