ZKB Private Account

Standard checkings account

General information:

Private account of the Cantonal Bank of the Canton of Zurich (ZKB).

Inclusive packages, which include private account (also online and mobile) with Visa Debit, savings account and credit card:

ZKB inclusive silver package (with standard credit card): CHF 72 per year.
ZKB Gold inclusive package (with Gold credit card): CHF 150 per year.
ZKB inclusive Platinum package (with Platinum credit card): CHF 384 per year.

Account management is also possible in EUR.

Up to three private accounts free of charge, each additional private account costs CHF 12 per year.

Up to 2 Visa Debit free of charge, each additional card costs CHF 40 per year.

Age:

For individuals from the age of 22.

Account type:

Standard Account

Currency:

CHF

Interest rate:

0% per year.

Withdrawals:

There is no withdrawal limit.

Account opening:

The account opening is free of charge.

Account management:

The account management is free of charge.

Closing of account:

The closing of account is free of charge.

Termination of banking relationship:

The termination of the banking relationship costs CHF 20.00.

Annual account closure:

The annual account closure is free of charge.

Statements of account:

The monthly statements of account by mail are subject to charges.

Incoming payment:

Incoming payment in CHF are free of charge.

Outgoing payment (Switzerland):

Electronic payment orders in CHF are free of charge.

SEPA payment:

Electronic SEPA payment orders in EUR are free of charge.

Non-SEPA payment (abroad):

Fee of CHF 4.00 per electronic non-SEPA payment order in foreign currency.

Direct debit (LSV) Switzerland:

Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.

Standing order Switzerland:

Electronic standing orders in CHF within Switzerland are free charge.

Annual fee debit card:

Debit card: There is no annual fee to pay.

Purchase Switzerland:

Debit card: Purchases in Switzerland in CHF are free of charge.

Purchase abroad:

Debit card: For purchases in foreign currencies, there is a fee of 1.25% of the purchase amount with a maximum of CHF 1.50.

Cash withdrawal Switzerland:

Debit card:
Cash withdrawals in CHF at ATMs of the same bank in Switzerland are free of charge.
For cash withdrawals in CHF at ATMs of other banks in Switzerland, there is a fee of CHF 2.00 per withdrawal.

Cash withdrawal abroad:

Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.

Special services:

Visa Debit, Mobile banking, Online banking