Private Accounts

APPKB money market mortgage

  • Swiss SARON mortgage

General information:

Free switch to another mortgage product of the provider possible.

Approximate markup (as a %):

5-year SARON mortgage, 3-month interest term: 0.75%

Update:
02/23/2025
Calculation variant compounded SARON:
Variant 4: Payment of interest at the end of interest term; interest determined at start; observation period set back fully.
Minimum amount:
Not specified.
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization
Conditions and costs:

The conclusion of the contract is free of charge.

Loan-to-value ratio:
Not specified.
Affordability:
Not specified.
Second mortgage:
Second mortgages are available.
Notice period:

An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.

Amortization:
You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is available.
Indirect amortization is available.
Interest charge frequency:

The interest must be paid twice a year.


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Special offers for Moneyland users

Moneyland Special Offers

Swiss digital bank

Alpian Savings Account

  • Up to 1% interest if you open your account before February 28, 2025*

  • Any number of withdrawals possible without any withdrawal limits or notice periods

  • Monthly interest crediting

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss digital bank

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  • CHF 75 welcome bonus with referral code LAND25.

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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Swiss digital bank

Alpian Savings Account

Up to 1% interest if you open your account before February 28, 2025*