Avantage Service fixed-rate mortgage

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Private Banking

Avantage Service fixed-rate mortgage

  • Swiss fixed-rate mortgage

  • Online mortgage

  • Offer from the Cantonal Bank of Geneva

  • Direct online application
General information:

Online mortgage from the Cantonal Bank of Geneva. Personal service on the phone or in the Zurich, Basel, Lausanne and Geneva branches is also available. Note: An additional interest bonus on the BCGE Epargne savings account is possible with the Avantage Service loyalty program.

Indicative mortgage rates (in %):

Fixed-rate mortgage 2 years: 1.26%

Fixed-rate mortgage 3 years: 1.34%

Fixed-rate mortgage 4 years: 1.4%

Fixed-rate mortgage 5 years: 1.5%

Fixed-rate mortgage 6 years: 1.54%

Fixed-rate mortgage 7 years: 1.59%

Fixed-rate mortgage 8 years: 1.63%

Fixed-rate mortgage 9 years: 1.67%

Fixed-rate mortgage 10 years: 1.71%

Fixed-rate mortgage 11 years: 1.78%

Fixed-rate mortgage 12 years: 1.8%

Fixed-rate mortgage 13 years: 1.82%

Fixed-rate mortgage 14 years: 1.83%

Fixed-rate mortgage 15 years: 1.89%

Update:
02/23/2025
Minimum amount:
CHF 100,000
Maximum amount:
CHF 3,000,000
Types of property:
Primary residence, Secondary residence
Types of financing:
New mortgage, Refinancing, First mortgage
Conditions and costs:

No application fee.

Loan-to-value ratio:
Not specified.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:

Not specified.

Notice period:

Notice period of 3 months.

Amortization:

Direct or indirect amortization via pillar 3a is possible, but not mandatory in every case.

Interest charge frequency:

The interest must be paid quarterly.


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Special offers for Moneyland users

Moneyland Special Offers

Swiss digital bank

Alpian Savings Account

  • Up to 1% interest if you open your account before February 28, 2025*

  • Any number of withdrawals possible without any withdrawal limits or notice periods

  • Monthly interest crediting

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

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  • CHF 75 welcome bonus with referral code LAND25.

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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