Private Accounts

BPS variable-rate mortgage

  • Swiss adjustable-rate mortgage
General information:
Not specified.
Indicative mortgage rates (in %):

Variable first mortgage: 3.5%

Update:
11/24/2024
Minimum amount:
Not specified.
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization
Conditions and costs:
Not specified.
Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
Not specified.
Second mortgage:
Second mortgages are available.
Notice period:

Notice period of 6 weeks.

Amortization:
You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is available.
Indirect amortization is available.
Interest charge frequency:

Interest payments are to be made semi-annually.

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