Prepaid card

Bank Cler fixed-rate mortgage

  • Swiss fixed-rate mortgage

General information:
Not specified.
Indicative mortgage rates (in %):

Fixed-rate mortgage 1 year: 1.7%

Fixed-rate mortgage 2 years: 1.58%

Fixed-rate mortgage 3 years: 1.68%

Fixed-rate mortgage 4 years: 1.75%

Fixed-rate mortgage 5 years: 1.84%

Fixed-rate mortgage 6 years: 1.92%

Fixed-rate mortgage 7 years: 1.95%

Fixed-rate mortgage 8 years: 2%

Fixed-rate mortgage 9 years: 2.05%

Fixed-rate mortgage 10 years: 2.09%

Fixed-rate mortgage 11 years: 2.2%

Fixed-rate mortgage 12 years: 2.24%

Fixed-rate mortgage 13 years: 2.28%

Fixed-rate mortgage 14 years: 2.31%

Fixed-rate mortgage 15 years: 2.35%

Update:
03/12/2025
Minimum amount:
CHF 100,000
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Early withdrawal of pension funds, Forward mortgage
Conditions and costs:
Not specified.
Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:
Second mortgages are available.
Notice period:

An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.

Amortization:
You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is available.
Indirect amortization is available.
Interest charge frequency:
Not specified.

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Special offers for Moneyland users

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Swiss digital bank

Alpian Savings Account

  • Up to 1% interest if you open your account before March 31, 2025*

  • Any number of withdrawals possible without any withdrawal limits or notice periods

  • Monthly interest crediting

Free bank account

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  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

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Amex promotion until April 6

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