Bank EKI fixed-rate mortgage

Not specified.

Fixed-rate mortgage 2 years: 1.3%

Fixed-rate mortgage 3 years: 1.35%

Fixed-rate mortgage 4 years: 1.4%

Fixed-rate mortgage 5 years: 1.45%

Fixed-rate mortgage 6 years: 1.5%

Fixed-rate mortgage 7 years: 1.55%

Fixed-rate mortgage 8 years: 1.55%

Fixed-rate mortgage 9 years: 1.65%

Fixed-rate mortgage 10 years: 1.7%

Fixed-rate mortgage 11 years: 1.75%

Fixed-rate mortgage 12 years: 1.75%

Fixed-rate mortgage 13 years: 1.8%

Fixed-rate mortgage 14 years: 1.8%

Fixed-rate mortgage 15 years: 1.8%

01/22/2025

CHF 100,000

Not specified.

Primary residence, Secondary residence, Holiday home, Investment property, Commercial property

New mortgage, Refinancing, First mortgage, Second mortgage, Indirect amortization, Early withdrawal of pension funds, Renovation

Minergie discount, Family discount

Interest rates for commercial properties are 0.75% higher than for residential properties.

The maximum loan-to-value ratio for your property is 80%.

The mortgage costs must not exceed a third of your income.

Second mortgages are available.

An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.

You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is not available.
Indirect amortization is available.

The interest must be paid quarterly.