Private Accounts

BCJ Personal loan

  • Account at BCJ mandatory

General conditions:

Bank account at BCJ mandatory.

Min. effective interest rate:
3.9%
Max. effective interest rate:
5.9%
Minimum amount of loan:
CHF 500
Max. amount of loan:
CHF 40,000
Minimum duration:
12 months
Maximum duration:
48 months
Minimum age:
18 years
Maximum age:
Not specified.
Special services:
No residual debt in case of death, Early repayment
Type of loan:

New contracts, increases in existing credits, loan repayments.

Residence permit:

Swiss citizenship or foreigners with a valid permit B or C.

Employment:

Regular income and not under notice of resignation.

Documents:

The last 3 wage slips and an ID (for example: passport, identity card). Enforced payment collection register records. Settlement of the loan agreement in the event of repayment.

General information:

Loan by the Cantonal bank of Jura. Loan interest rate may vary depending on the term.


Special offers for Moneyland users

Moneyland Special Offers

Swiss digital bank

Alpian Savings Account

  • Up to 1% interest if you open your account before March 31, 2025*

  • Any number of withdrawals possible without any withdrawal limits or notice periods

  • Monthly interest crediting

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss digital bank

Alpian

  • CHF 75 welcome bonus with referral code LAND25.

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Amex promotion until April 6

Amex Platinum Card

  • 50% off the annual fee in the first year

  • Extra bonus: 75,000 instead of 45,000 Membership Rewards points

  • Further benefits: 10% discount on purchases in Gübelin boutiques & Up to CHF 160 Dining credit per year in over 600 GaultMillau restaurants

Special offers for Moneyland users

Moneyland Special Offers

Swiss digital bank

Alpian Savings Account

  • Up to 1% interest if you open your account before March 31, 2025*

  • Any number of withdrawals possible without any withdrawal limits or notice periods

  • Monthly interest crediting

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss digital bank

Alpian

  • CHF 75 welcome bonus with referral code LAND25.

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Amex promotion until April 6

Amex Platinum Card

  • 50% off the annual fee in the first year

  • Extra bonus: 75,000 instead of 45,000 Membership Rewards points

  • Further benefits: 10% discount on purchases in Gübelin boutiques & Up to CHF 160 Dining credit per year in over 600 GaultMillau restaurants

Deal of the Day
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Swiss digital bank

Alpian Savings Account

Up to 1% interest if you open your account before March 31, 2025*