Private Accounts

BCVS Personal loan

  • Account at BCVS mandatory

General conditions:

Application only by phone or offline possible. No online loans available. Account at BCVS mandatory. For married couples, the spouse must co-sign the credit application.

Min. effective interest rate:
6.9%
Max. effective interest rate:
6.9%
Minimum amount of loan:
CHF 500
Max. amount of loan:
CHF 80,000
Minimum duration:
3 months
Maximum duration:
60 months
Minimum age:
years
Maximum age:
60 years
Special services:
Early repayment, Insurance in case of unemployment
Type of loan:

New contracts, increases in existing credits, loan repayments.

Residence permit:

Foreigners must have a valid identity card.

Employment:

Employment with regular income. Credit for private individuals. Self-employed persons receive this credit for their private use.

Documents:

Among other things, valid passport or ID.

General information:

Loan by the Cantonal bank of Valais.

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