Private Accounts
BCVS Personal loan
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Account at BCVS mandatory
General conditions:
Application only by phone or offline possible. No online loans available. Account at BCVS mandatory. For married couples, the spouse must co-sign the credit application.
Min. effective interest rate:
8.95%
Max. effective interest rate:
8.95%
Minimum amount of loan:
CHF 500
Max. amount of loan:
CHF 80,000
Minimum duration:
3 months
Maximum duration:
60 months
Minimum age:
18 years
Maximum age:
Not specified.
Special services:
Early repayment, Insurance in case of unemployment
Type of loan:
New contracts, increases in existing credits, loan repayments.
Residence permit:
Foreigners must have a valid identity card.
Employment:
Employment with regular income. Credit for private individuals. Self-employed persons receive this credit for their private use.
Documents:
Among other things, valid passport or ID.
General information:
Loan by the Cantonal bank of Valais.