BCVS Savings Account Plus

Savings account with interest bonus

General information:

Not suitable for payment services. If the account limit is less than CHF 5000, the account management is not free of charge.
Maximum 1 account per client.

Age:

For individuals from the age of 18.

Account type:

Interest growth savings account

Currency:

CHF

Interest rate:

Up to CHF 200,000 (without withdrawals): 1. year: 0.25%. 2. year: 0.3%. 3. year: 0.35%. 4. year: 0.4%. In the case of a cash withdrawal, the interest rate drops by one level. In level 4, one cash withdrawal per year is possible without loss of level. Above CHF 200,000: Interest rates of the savings account.

Withdrawals:

Withdrawal possibilty: CHF 50,000 per year. Larger amounts are subject to a notice period of 1 month. With each withdrawal, the interest rate is reduced by one level. At the 4th level, one withdrawal per year is possible without downgrade.

Account opening fee:

The account opening is free of charge.

Account management costs:

The account management is free of charge.

Closing of account fee:

The closing of account is free of charge.

Termination of banking relationship:

Not specified.

Minimum deposit:

The minimum deposit is CHF 5000.