Private Accounts

BCVS Savings Account Plus

  • Savings account with interest bonus

  • For private individuals, clubs, societies and associations

General information:

For private individuals, clubs, societies and non-profit associations.
Maximum deposit CHF 200'000.
Not suitable for payment services.
If the account limit is less than CHF 5000, the account management is not free of charge.
Maximum 1 account per client.

Age:
For individuals from the age of 18.
Account type:
Interest growth savings account
Currency:
CHF
Interest rate:

Up to CHF 200,000 (without withdrawals): 1. year: 0.15%. 2. year: 0.2%. 3. year: 0.25%. 4. year: 0.3%. In the case of a cash withdrawal, the interest rate drops by one level. In level 4, one cash withdrawal per year is possible without loss of level. Above CHF 200,000: Interest rates of the savings account. 

Withdrawals:

Withdrawal possibilty: CHF 50,000 per year. Larger amounts are subject to a notice period of 1 month. With each withdrawal, the interest rate is reduced by one level. At the 4th level, one withdrawal per year is possible without downgrade.

Account opening fee:
The account opening is free of charge.
Account management costs:
The account management is free of charge.
Closing of account fee:
The closing of account is free of charge.
Termination of banking relationship:
Not specified.
Minimum deposit:
The minimum deposit is CHF 5000.

Special offers for Moneyland users

Moneyland Special Offers

Up to CHF 550 Benefit

Amex Gold & Alpian Account

  • 50% off the annual fee in first year

  • 45'000 bonus points (instead of 15'000)

  • CHF 75 Moneyland-Bonus (Code LAND25) + CHF 50 Alpian bonus

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Amex promotion until April 6

Amex Platinum Card

  • 50% off the annual fee in the first year

  • Extra bonus: 75,000 instead of 45,000 Membership Rewards points

  • Further benefits: 10% discount on purchases in Gübelin boutiques & Up to CHF 160 Dining credit per year in over 600 GaultMillau restaurants

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Special offers for Moneyland users

Moneyland Special Offers

Up to CHF 550 Benefit

Amex Gold & Alpian Account

  • 50% off the annual fee in first year

  • 45'000 bonus points (instead of 15'000)

  • CHF 75 Moneyland-Bonus (Code LAND25) + CHF 50 Alpian bonus

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Amex promotion until April 6

Amex Platinum Card

  • 50% off the annual fee in the first year

  • Extra bonus: 75,000 instead of 45,000 Membership Rewards points

  • Further benefits: 10% discount on purchases in Gübelin boutiques & Up to CHF 160 Dining credit per year in over 600 GaultMillau restaurants

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Deal of the Day
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Up to CHF 550 Benefit

Amex Gold & Alpian Account

50% off the annual fee in first year