Private Accounts

BCVS Savings Account Plus

  • Savings account with interest bonus

General information:

Not suitable for payment services. If the account limit is less than CHF 5000, the account management is not free of charge.
Maximum 1 account per client.

Age:
For individuals from the age of 18.
Account type:
Interest growth savings account
Currency:
CHF
Interest rate:

Up to CHF 200,000 (without withdrawals): 1. year: 0.55%. 2. year: 0.6%. 3. year: 0.65%. 4. year: 0.7%. In the case of a cash withdrawal, the interest rate drops by one level. In level 4, one cash withdrawal per year is possible without loss of level. Above CHF 200,000: Interest rates of the savings account. 

Withdrawals:

Withdrawal possibilty: CHF 50,000 per year. Larger amounts are subject to a notice period of 1 month. With each withdrawal, the interest rate is reduced by one level. At the 4th level, one withdrawal per year is possible without downgrade.

Account opening fee:
The account opening is free of charge.
Account management costs:
The account management is free of charge.
Closing of account fee:
The closing of account is free of charge.
Termination of banking relationship:
Not specified.
Minimum deposit:
The minimum deposit is CHF 5000.

Special offers for Moneyland users

Moneyland Special Offers

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Special offers for Moneyland users

Moneyland Special Offers

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Deal of the Day
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Funds

Allianz Fund Investments

Special offer with CHF 200 welcome bonus