Private Accounts
BCVS Senior Savings Account
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Savings account for seniors
General information:
Not suitable for payment services.
Up to 24 debits per year free of charge, above CHF 1.50 per debit.
Age:
For individuals from the age of 60.
Account type:
Senior savings account
Currency:
CHF
Interest rate:
Up to CHF 50,000: 0.25% per year.
From CHF 50,000 to CHF 250,000: 0.025% per year.
From CHF 250,000 to CHF 500,000: 0.01% per year.
From CHF 500,000: 0% per year.
From CHF 50,000 to CHF 250,000: 0.025% per year.
From CHF 250,000 to CHF 500,000: 0.01% per year.
From CHF 500,000: 0% per year.
Withdrawals:
Withdrawals up to CHF 50,000 per year are allowed without notice. There is a notice period of one month for higher amounts.
Account opening fee:
The account opening is free of charge.
Account management costs:
The account management is free of charge.
Closing of account fee:
The closing of account is free of charge.
Termination of banking relationship:
Not specified.
Minimum deposit:
Not specified.
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