Private Accounts

BCVS Senior Savings Account

  • Savings account for seniors

General information:

Not suitable for payment services. 
Up to 24 debits per year free of charge, above CHF 1.50 per debit.

Age:
For individuals from the age of 60.
Account type:
Senior savings account
Currency:
CHF
Interest rate:
Up to CHF 50,000: 0.55% per year.
From CHF 50,000 to CHF 250,000: 0.15% per year.
From CHF 250,000 to CHF 500,000: 0.05% per year.
From CHF 500,000: 0% per year.
Withdrawals:
Withdrawals up to CHF 50,000 per year are allowed without notice. There is a notice period of one month for higher amounts.
Account opening fee:
The account opening is free of charge.
Account management costs:
The account management is free of charge.
Closing of account fee:
The closing of account is free of charge.
Termination of banking relationship:
Not specified.
Minimum deposit:
Not specified.

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Special offers for Moneyland users

Moneyland Special Offers

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss digital bank

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Deal of the Day
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Funds

Allianz Fund Investments

Special offer with CHF 200 welcome bonus