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Banking Packages

BCN variable mortgage

Swiss adjustable-rate mortgage

General information:

Not specified.

Minimum amount:

No minimum amount.

Maximum amount:

Not specified.

Types of property:

Primary residence, Secondary residence

Types of financing:

New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization

Discounts:

Minergie discount, Family discount

Conditions and costs:

Not specified.

Loan-to-value ratio:

The maximum loan-to-value ratio for your property is 80%.

Affordability:

The mortgage costs must not exceed a third of your income.

Second mortgage:

Second mortgages are available.

Notice period:

Not specified.

Amortization:

You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is available.
Indirect amortization is available.

Interest charge frequency:

Not specified.

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