bob credit

Minimum age of 18, Swiss domicile, Swiss bank or post account. Customers can have up to 3 loans at the same time. No open debt collection.

The interest rate may vary according to the customer's credit-wothiness.

Conditions for an interest rate of 5.9%: Minimum net salary of CHF 4500 per month. Swiss nationals or foreigners with residence permit C.

Existing personal loans with a residual debt amount of at least CHF 5000 must be transferred to bob credit.

New contracts, increases in existing credits, loan repayments.

Swiss citizenship or foreigners with a valid permit B or C (resident in Switzerland for at least 36 months).
Permit B not valid for interest rates below 8.9%.

Regular income and not under notice of resignation. Customers with temporary positions are accepted, provided they have a permanent contract. No minimum income mandatory.

The last 3 wage slips and a copy of an ID (for example: passport, identity card).

bob credit is an offer from bob Finance, a business unit of Valora Schweiz AG. The loan is paid out to a desired private account. The loan can be applied for online. Up-to-date overview of your own credit in the «MyCockpit» online tool.