Mortgages
Clientis BS Bank Schaffhausen variable mortgage
-
Swiss adjustable-rate mortgage
General information:
Not specified.
Indicative mortgage rates (in %):
Variable first mortgage: 2.875%
Update:
01/21/2025
Minimum amount:
No minimum amount.
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Direct amortization, Indirect amortization
Conditions and costs:
Not specified.
Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed 35% of your income.
Second mortgage:
Second mortgages are not available.
Notice period:
An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.
Amortization:
You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is available.
Indirect amortization is available.
Direct amortization is available.
Indirect amortization is available.
Interest charge frequency:
Not specified.
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