Crédit Agricole fixed-rate mortgage

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Banking Packages

Crédit Agricole fixed-rate mortgage

  • Swiss fixed-rate mortgage

  • Direct online application

General information:

You can fix your rates on a forward basis for up to 12 months in advance by paying an additional premium.

Indicative mortgage rates (in %):

Fixed-rate mortgage 3 years: 1.2%

Fixed-rate mortgage 5 years: 1.33%

Fixed-rate mortgage 7 years: 1.45%

Fixed-rate mortgage 10 years: 1.58%

Indicated indicative interest rates apply in case of best credit rating or Minergie houses (if the mortgage is larger than 200,000 Swiss francs).

Update:
01/21/2025
Minimum amount:
CHF 1,500,000
Maximum amount:
Not specified.
Types of property:
Primary residence
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Forward mortgage, Renovation
Discounts:
Minergie discount
Conditions and costs:
Not specified.
Loan-to-value ratio:
Not specified.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:
Second mortgages are available.
Notice period:

An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.

Amortization:
You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is available.
Indirect amortization is available.
Interest charge frequency:
Not specified.

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