Crédit Agricole fixed-rate mortgage

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Banking Packages

Crédit Agricole fixed-rate mortgage

  • Swiss fixed-rate mortgage

  • Direct online application

General information:

You can fix your rates on a forward basis for up to 12 months in advance by paying an additional premium.

Indicative mortgage rates (in %):

Fixed-rate mortgage 3 years: 1.16%

Fixed-rate mortgage 5 years: 1.25%

Fixed-rate mortgage 7 years: 1.33%

Fixed-rate mortgage 10 years: 1.41%

Fixed-rate mortgage 15 years: 1.82%

Indicated indicative interest rates apply in case of best credit rating or Minergie houses (if the mortgage is larger than 200,000 Swiss francs).

Update:
11/04/2024
Minimum amount:
CHF 1,500,000
Maximum amount:
Not specified.
Types of property:
Primary residence
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Forward mortgage, Renovation
Discounts:
Minergie discount
Conditions and costs:
Not specified.
Loan-to-value ratio:
Not specified.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:
Second mortgages are available.
Notice period:

An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.

Amortization:
You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is available.
Indirect amortization is available.
Interest charge frequency:
Not specified.

Special offers for Moneyland users

Moneyland Special Offers

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Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

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Credit card promotion

Amex Gold

  • Extra bonus until 11.11.: 40,000 instead of 15,000 Membership Rewards points

  • ½ annual fee in the first year

  • Up to CHF 100 credit per year for consumption in a restaurant or with a delivery service of your choice

Credit card promotion

Amex Platinum

  • Extra bonus until November 10: 75,000 instead of 45,000 Membership Rewards points

  • ½ annual fee in the first year

  • Comprehensive benefits

Special offers for Moneyland users

Moneyland Special Offers

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Credit card promotion

Amex Gold

  • Extra bonus until 11.11.: 40,000 instead of 15,000 Membership Rewards points

  • ½ annual fee in the first year

  • Up to CHF 100 credit per year for consumption in a restaurant or with a delivery service of your choice

Credit card promotion

Amex Platinum

  • Extra bonus until November 10: 75,000 instead of 45,000 Membership Rewards points

  • ½ annual fee in the first year

  • Comprehensive benefits

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