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Credit Cards

CSX Plus

Banking package for individuals

General information:

Credit Suisse banking package. Includes private account, 1 current account, up to 3 savings accounts, 1 Black Debit Mastercard, online and mobile banking, 1 CSX Plus Mastercard. The CSX Private Account can only be opened via app.

Age:

For individuals from the age of 18.

Currencies:

CHF

Package / account management fee:

For customers exclusively using online banking, the account management costs CHF 36.00 per year.
For others, the account management costs CHF 61.95 per year.

Private account interest rate:

0% per year.

Account opening:

The account opening is free of charge.

Closing of account:

The closing of account is free of charge.

Annual account closure:

The annual account closure is free of charge.

Statements of account:

The monthly statements of account by mail are subject to charges.

Incoming payment:

Incoming payment in CHF are free of charge.

Outgoing payment (Switzerland):

Electronic payment orders in CHF are free of charge.

SEPA payment:

Electronic SEPA payment orders in EUR are free of charge.

Non-SEPA payment (abroad):

Fee of CHF 5.00 per electronic non-SEPA payment order in foreign currency.

Direct debit (LSV) Switzerland:

Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.

Standing order Switzerland:

Electronic standing orders in CHF within Switzerland are free charge.

Annual fee debit card:

Debit card: The annual fee is CHF 47.40.

Purchase Switzerland:

Debit card: Purchases in Switzerland in CHF are free of charge.

Purchase abroad:

Debit card: Purchases in foreign currencies are free of charge.

Cash withdrawal Switzerland:

Cash withdrawal at ATMs of other banks in CHF: CHF 2 per withdrawal. Cash withdrawal at Credit Suisse and UBS ATMs: free of charge.

Cash withdrawal abroad:

Debit card:
Per cash withdrawal abroad, there is a fee of CHF 4.75. In addition, there is a fee of 0.25% of the amount.

Savings account interest rate:

Up to CHF 50,000: 0.6% per year.
From CHF 50,000: 0.2% per year.

Savings account
withdrawals:

Withdrawals up to CHF 50,000 per year are allowed without notice.
12 withdrawals per year are free of charge, additional withdrawals cost CHF 10 per withdrawal.
There is a notice period of 3 months for larger amounts.

Credit card:

CSX Plus Mastercard costs an additional CHF 60 per year.

Credit card
Purchase abroad in foreign curency:

For purchases abroad or online in foreign currencies there is an administrative fee of 2.5% of the purchase amount.

Reward program:

Cashback program for CSX Plus Mastercard.

Pillar 3a account
interest rate:

0.8% per year.

Termination of banking relationship:

The termination of the banking relationship is free of charge.

Special services:

Debit Mastercard, Mobile banking, Online banking, Reward programs