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Credit Cards

CSX Young

Banking package for young people

General information:

Credit Suisse Youth offer. Includes private account, 1 current account, up to 3 savings accounts, 1 Black Debit Mastercard, online and mobile banking, 1 CSX Plus Mastercard (from age 18).
The CSX Young Private Account can only be opened via app.

Age:

For individuals between 12 and 25 years of age.

Currencies:

CHF

Package / account management fee:

For customers exclusively using online banking, the account management is free of charge.
For others, the account management costs CHF 25.95 per year.

Private account interest rate:

0% per year.

Account opening:

The account opening is free of charge.

Closing of account:

The closing of account is free of charge.

Annual account closure:

The annual account closure is free of charge.

Statements of account:

The monthly statements of account by mail are subject to charges.

Incoming payment:

Incoming payment in CHF are free of charge.

Outgoing payment (Switzerland):

Electronic payment orders in CHF are free of charge.

SEPA payment:

Electronic SEPA payment orders in EUR are free of charge.

Non-SEPA payment (abroad):

Fee of CHF 5.00 per electronic non-SEPA payment order in foreign currency.

Direct debit (LSV) Switzerland:

Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.

Standing order Switzerland:

Electronic standing orders in CHF within Switzerland are free charge.

Annual fee debit card:

Debit card: There is no annual fee to pay.

Purchase Switzerland:

Debit card: Purchases in Switzerland in CHF are free of charge.

Purchase abroad:

Debit card: Purchases in foreign currencies are free of charge.

Cash withdrawal Switzerland:

Debit card:
Cash withdrawals in CHF at ATMs of the same bank in Switzerland are free of charge.
Cash withdrawals in CHF at ATMs of other banks in Switzerland are free of charge.

Cash withdrawal abroad:

Debit card:
Per cash withdrawal abroad, there is a fee of CHF 4.75. In addition, there is a fee of 0.25% of the amount.

Savings account interest rate:

Up to CHF 50,000: 0.45% per year.
From CHF 50,000: 0.15% per year.

Savings account
withdrawals:

Withdrawals up to CHF 50,000 per year are allowed without notice.
12 withdrawals per year are free of charge, additional withdrawals cost CHF 10 per withdrawal.
There is a notice period of 3 months for larger amounts.

Credit card:

Free CSX Plus Mastercard (18 years and older).

Credit card
Purchase abroad in foreign curency:

For purchases abroad or online in foreign currencies there is an administrative fee of 2.5% of the purchase amount.

Reward program:

Cashback program for CSX Plus Mastercard.

Pillar 3a account
interest rate:

0.8% per year.

Termination of banking relationship:

The termination of the banking relationship is free of charge.

Special services:

Debit Mastercard, Mobile banking, Online banking, Reward programs