ècash Personal loan

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ècash Personal loan

  • Online loan

  • For property owners better rates

General conditions:

Residence and bank account in Switzerland are mandatory. Preferential interest rate of 6.9% for homeowners.

Min. effective interest rate:
7.9%
Max. effective interest rate:
11.9%
Minimum amount of loan:
CHF 5000
Max. amount of loan:
CHF 80,000
Minimum duration:
12 months
Maximum duration:
84 months
Minimum age:
20 years
Maximum age:
63 years
Special services:
Early repayment
Type of loan:

Both new contracts and redemptions of existing loans, credit cards and credit increases are offered.

Residence permit:

Swiss nationality or foreign national with a valid B or C identity card.

Employment:

Employees with a contract that has not been terminated and who are not on probation. Credit is not granted to self-employed persons. A minimum net income of CHF 42,000 per year is required.

Documents:

Pay slips of the last 3 months, copy of passport or ID mandatory. For foreigners, the foreigner's identity card, a work permit and a valid passport or ID are also required.

General information:

An additional insurance against unemployment or disability is possible at an extra charge.


Special offers for Moneyland users

Moneyland Special Offers

Credit card promotion

Amex Platinum

  • Extra bonus until November 10: 75,000 instead of 45,000 Membership Rewards points

  • ½ annual fee in the first year

  • Comprehensive benefits

Credit card promotion

Amex Gold

  • Extra bonus until 11.11.: 40,000 instead of 15,000 Membership Rewards points

  • ½ annual fee in the first year

  • Up to CHF 100 credit per year for consumption in a restaurant or with a delivery service of your choice

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Gold subscription

Philoro Schweiz AG

  • Secure CHF 20 starting credit with the ML24 voucher

  • Invest in gold monthly from CHF 25

  • Withdrawable at any time or available as gold

Special offers for Moneyland users

Moneyland Special Offers

Credit card promotion

Amex Platinum

  • Extra bonus until November 10: 75,000 instead of 45,000 Membership Rewards points

  • ½ annual fee in the first year

  • Comprehensive benefits

Credit card promotion

Amex Gold

  • Extra bonus until 11.11.: 40,000 instead of 15,000 Membership Rewards points

  • ½ annual fee in the first year

  • Up to CHF 100 credit per year for consumption in a restaurant or with a delivery service of your choice

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Gold subscription

Philoro Schweiz AG

  • Secure CHF 20 starting credit with the ML24 voucher

  • Invest in gold monthly from CHF 25

  • Withdrawable at any time or available as gold

Deal of the Day
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Credit card promotion

Amex Platinum

Extra bonus until November 10: 75,000 instead of 45,000 Membership Rewards points