ècash Personal loan

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ècash Personal loan

  • Online loan

  • For property owners better rates

General conditions:

Residence and bank account in Switzerland are mandatory. Preferential interest rate of 6.4% for homeowners.

Min. effective interest rate:
6.9%
Max. effective interest rate:
10.9%
Minimum amount of loan:
CHF 5000
Max. amount of loan:
CHF 80,000
Minimum duration:
12 months
Maximum duration:
84 months
Minimum age:
20 years
Maximum age:
63 years
Special services:
Early repayment
Type of loan:

Both new contracts and redemptions of existing loans, credit cards and credit increases are offered.

Residence permit:

Swiss nationality or foreign national with a valid B or C identity card. Permit B: more than 1 year living in Switzerland.

Employment:

Employees with a contract that has not been terminated and who are not on probation. Credit is not granted to self-employed persons. A minimum net income of CHF 42,000 per year is required.

Documents:

Pay slips of the last 3 months, copy of passport or ID mandatory. For foreigners, the foreigner's identity card, a work permit and a valid passport or ID are also required.

General information:

An additional insurance against unemployment or disability is possible at an extra charge.


Special offers for Moneyland users

Moneyland Special Offers

Up to CHF 550 Benefit

Amex Gold & Alpian Account

  • 50% off the annual fee in first year

  • 45'000 bonus points (instead of 15'000)

  • CHF 75 Moneyland-Bonus (Code LAND25) + CHF 50 Alpian bonus

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Amex promotion until April 6

Amex Platinum Card

  • 50% off the annual fee in the first year

  • Extra bonus: 75,000 instead of 45,000 Membership Rewards points

  • Further benefits: 10% discount on purchases in Gübelin boutiques & Up to CHF 160 Dining credit per year in over 600 GaultMillau restaurants

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Special offers for Moneyland users

Moneyland Special Offers

Up to CHF 550 Benefit

Amex Gold & Alpian Account

  • 50% off the annual fee in first year

  • 45'000 bonus points (instead of 15'000)

  • CHF 75 Moneyland-Bonus (Code LAND25) + CHF 50 Alpian bonus

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Amex promotion until April 6

Amex Platinum Card

  • 50% off the annual fee in the first year

  • Extra bonus: 75,000 instead of 45,000 Membership Rewards points

  • Further benefits: 10% discount on purchases in Gübelin boutiques & Up to CHF 160 Dining credit per year in over 600 GaultMillau restaurants

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Deal of the Day
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Up to CHF 550 Benefit

Amex Gold & Alpian Account

50% off the annual fee in first year