English

EGK Grundversicherung

Standard model
Free choice of doctor

General

General information:

Health insurance model «Grundversicherung» of the Swiss insurance company EGK.

Health insurance model:

Standard model: You can make use of any doctor, specialist or other healthcare service provider you choose. Premiums are higher than those of more limited models.

Choice of doctor:

Policyholders have free choice of doctors.

Medical partner:

Not specified.

Pharmacy choice:

You get free choice of pharmacy

Payment methods:

13% of payments are made using the tiers garant payment method, in which you pay and claim reimbursement.
87% of payments are tiers payant, meaning the bills are paid directly by the insurance (EGK).

Reimbursement:

The average waiting period before tiers garant reimbursement from EGK is 5 days.

Financial reserves:

The solvency ratio shows how available financial reserves compare to Federal Office of Public Health (FOPH) minimum reserve requirements. The solvency ratio of EGK is 74% (according to FOPH data). The minimum ratio required by the FOPH is 100%.

Number of policyholders:

A total of 96,136 people hold compulsory health insurance policies from EGK.

Additional child-discount:

EGK provides additional premium reductions from the third child onwards.

Administrative costs:

4.7% (ratio of adminstrative costs to risk-adjusted premiums as per BAG data).

Administrative costs per policyholder:

CHF 178 (as per the most recent BAG data).

Customer satisfaction

General satisfaction Not specified.

Helpfulness Not specified.

Billing: flexibility Not specified.

Reimbursement: time frame Not specified.

Product information Not specified.

More products

EGK-Care

EGK-TelCare

Special offers for Moneyland users

Moneyland Special Offers

Free bank account

Yuh

No account fees
Banking partner: Swissquote & Postfinance
CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days
Licensed Swiss bank (FINMA)
Free expert research and trading signals

Funds

Allianz Fund Investments

Special offer with CHF 200 welcome bonus
No prior knowledge necessary: Advice from experts
One of the 10 largest asset managers worldwide

Swiss digital bank

Alpian

CHF 100 welcome bonus
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)

Swiss Trading Platform

Cornèrtrader Special Offer

Special offer: particularly favorable conditions for Moneyland users
No custody account fees for shares
Swiss online bank with FINMA license

Special offers for Moneyland users

Moneyland Special Offers

Free bank account

Yuh

No account fees
Banking partner: Swissquote & Postfinance
CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days
Licensed Swiss bank (FINMA)
Free expert research and trading signals

Funds

Allianz Fund Investments

Special offer with CHF 200 welcome bonus
No prior knowledge necessary: Advice from experts
One of the 10 largest asset managers worldwide

Swiss digital bank

Alpian

CHF 100 welcome bonus
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)

Swiss Trading Platform

Cornèrtrader Special Offer

Special offer: particularly favorable conditions for Moneyland users
No custody account fees for shares
Swiss online bank with FINMA license

×

Free bank account

Yuh

No account fees

Learn more See all deals

Show categories

EGK

Products

Company

Users

Banks & Telecom

Insurance & Pensions

reCAPTCHA

protected by
reCAPTCHA
Privacy - Terms

moneyland.ch is Switzerland’s independent online comparison service covering banking, insurance and telecom. Contact us