eny Finance eny Credit

  • Online loan

  • Interest rate varies depending on credit rating

General conditions:

The interest rate can vary depending on the client's credit-worthiness. Swiss domicile and Swiss bank or postal account mandatory. No open debt collection.

Min. effective interest rate:
5.9%
Max. effective interest rate:
10.95%
Minimum amount of loan:
CHF 1000
Max. amount of loan:
CHF 250,000
Minimum duration:
6 months
Maximum duration:
120 months
Minimum age:
18 years
Maximum age:
64 years
Special services:
Early repayment
Type of loan:

New contracts, increases in existing credits, loan repayments.

Residence permit:

Swiss citizenship or foreigners with a valid permit B, C or G.

Employment:

Regular income and ongoing, unlimited employment.
Employment period of at least 3 months for monthly salary, 6 months for hourly salary.
Can also be self-employed if in business for at least 2 years. Customers with temporary positions are accepted, if they have been employed for more than 6 months.
Minimum net salary: CHF 3000 per month.

Documents:

Valid passport, ID or driver's licence (for foreigners valid residence permit), salary statements of the last 3 months and a copy of the rental contract.

General information:

Online provider with online conclusion and online tools (eny Control). Additional Eny credit insurance available for an extra fee.

Opening hours:
Monday - Friday
09.00 - 12.00
13.00 - 17.00


Special offers for Moneyland users

Moneyland Special Offers

Up to CHF 550 Benefit

Amex Gold & Alpian Account

  • 50% off the annual fee in first year

  • 45'000 bonus points (instead of 15'000)

  • CHF 75 Moneyland-Bonus (Code LAND25) + CHF 50 Alpian bonus

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Amex promotion until April 6

Amex Platinum Card

  • 50% off the annual fee in the first year

  • Extra bonus: 75,000 instead of 45,000 Membership Rewards points

  • Further benefits: 10% discount on purchases in Gübelin boutiques & Up to CHF 160 Dining credit per year in over 600 GaultMillau restaurants

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Special offers for Moneyland users

Moneyland Special Offers

Up to CHF 550 Benefit

Amex Gold & Alpian Account

  • 50% off the annual fee in first year

  • 45'000 bonus points (instead of 15'000)

  • CHF 75 Moneyland-Bonus (Code LAND25) + CHF 50 Alpian bonus

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Amex promotion until April 6

Amex Platinum Card

  • 50% off the annual fee in the first year

  • Extra bonus: 75,000 instead of 45,000 Membership Rewards points

  • Further benefits: 10% discount on purchases in Gübelin boutiques & Up to CHF 160 Dining credit per year in over 600 GaultMillau restaurants

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Deal of the Day
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Up to CHF 550 Benefit

Amex Gold & Alpian Account

50% off the annual fee in first year