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ERV Multi Trip Comfort

Cancellations & interruptions
Medical & legal expenses
Roadside assistance possible

General

General information:

ERV Multi Trip Travel Comfort Insurance. Models "Individual" and "Family" available.
Vehicle assistance and language travel insurance are also available for an additional fee.
Only for persons resident in Switzerland or the Principality of Liechtenstein.

Termination of contract:

The insurance is extended automatically if it is not cancelled at least 3 months before it ends.

Trip cancellation individual, maximum amount:

CHF 30,000

Trip cancellation family, maximum amount:

CHF 60,000

Search and rescue operations, maximum amount:

CHF 30,000

Insurance rate (comments):

Stamp taxes included.

Premiums for individuals:

Cancellation costs: CHF 243.00
Travel assistance: CHF 243.00
Cancellation & assistance (combined): CHF 243.00
With addition of roadside assistance: CHF 372.00
With addition of legal protection: CHF 243.00
With addition of medical expenses: CHF 243.00
With addition of roadside assistance & legal protection: CHF 372.00
With addition of roadside assistance & medical expenses: CHF 372.00
With addition of medical expenses & legal protection: CHF 243.00
With addition of roadside assistance, medical expenses & legal protection: CHF 372.00

Premiums for families:

Cancellation costs: CHF 379.00
Travel assistance: CHF 379.00
Cancellation & assistance (combined): CHF 379.00
With addition of roadside assistance: CHF 508.00
With addition of legal protection: CHF 379.00
With addition of medical expenses: CHF 379.00
With addition of roadside assistance & legal protection: CHF 508.00
With addition of roadside assistance & medical expenses: CHF 508.00
With addition of medical expenses & legal protection: CHF 379.00
With addition of roadside assistance, medical expenses & legal protection: CHF 508.00

Premiums for young persons:

Trip cancellation insurance (comments):

Couverture au niveau mondial.
En cas de vol de documents personnels ou de cessation d'emploi ou de prise d'emploi: Limitation des prestations à CHF 10'000 par événement (CHF 20'000 pour les familles).
Additional costs caused by delayed departure are covered up to CHF 3000 per person.

Trip cancellation: insured events:

Accident, illness & death, Pregnancy, Strike, Damage to property at home, Job lost, Breakdown of transport, Epidemics, New job, Risks at destination, Deputy at work, Pet illness or death

Trip cancellation: insured services:

Cancellation costs, Administration fees, Event ticket compensation, Luggage insurance

Trip assistance (comments):

SOS protection: Worldwide coverage.

Trip assistance: insured events:

Accident, illness & death, Deputy at work, Pet illness or death, Damage to property at home, Epidemics, Natural hazards, Volcanic eruptions / earthquakes, Wars & tumults, Breakdown of transport, Theft of personal documents

Travel assistance: insured services:

Search & rescue costs, Repatriation costs, Accomodation & catering costs, Trip interruption compensation, Event ticket compensation, Luggage insurance

Additional assistance services:

24 h hotline, Compensation for event tickets, Home care, Account freezing services, Mobile phone barring services, Emergency cash advances

Vehicle assistance:

Not included in the insurance.

Accomodation & catering:

Assistance SOS Protection: Additional costs such as accommodation and catering abroad are covered up to CHF 1500 per person.

Interruption and replacement:

The unused part of the trip is covered up to the cancellation insurance amount.

Luggage:

Up to CHF 2000 per trip (families: CHF 4000). Cover up to CHF 1000 during transport.

Travel legal protection:

Up to CHF 250,000 in Europe, otherwise up to CHF 50,000.
No coverage in Switzerland.

Medical expenses:

Coverage for medical and hospital expenses up to a maximum of CHF 1,000,000.
For people who have not yet reached their 80th birthday.
No coverage in Switzerland.