findependent ETF investment solutions

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findependent ETF investment solutions

  • Digital wealth management

  • Sustainable investments

  • Free of charge up to CHF 2000

General information:

findependent is a digital Swiss asset manager that combines selected and low-cost ETFs in its five sustainable investment solutions. This allows you to invest in over 3,000 individual stocks worldwide for as little as CHF 500.
The global portfolios focus on Switzerland and invest in four asset classes: equities, bonds, real estate and precious metals. Prof. Dr. Thorsten Hens from the University of Zurich is a member of the investment committee responsible for ETF selection.
The electronic tax statement is free of charge. The first 2,000 francs are invested free of charge for an unlimited period of time.

Minimum investment amount:
CHF 500
Type of service:
Investment management
General costs:

The percentage flat fee includes custody and management fees and decreases as the investment amount increases. No minimum fee. The flat fee is the same for all strategies. Invoices are issued quarterly. The first CHF 2,000 is invested free of charge.

From CHF 2000 up to CHF 50,000: 0.40%.
From CHF 50,000 up to CHF 150,000: 0.38%.
From CHF 150,000 up to CHF 250,000: 0.35%.
From CHF 250,000 up to CHF 500,000: 0..33%.
From CHF 500,000 up to CHF 1,000,000: 0.31%.
From CHF 1,000,000: 0.29%.

Product fees:

Product fees (TER) are not included: 0.12-0.25%

Transaction fees:

Possible free of charge within the scope of 40 ETFs.

Retrocessions:

Products without kickbacks.

Taxes:

Stamp taxes are not included in the flat-rate fee.

Minimal risk:

Not possible.

Low risk:

Strategy "Careful": 20% equities in portfolio.

Limited risk:

Strategy "Cautious": 40% equities in portfolio.

Balaned risk:

Strategy "Balanced": 60% equities in portfolio.

Substantial risk:

Strategy "Brave": 80% equities in portfolio.

High risk:

Strategy "Risky": 98% equities in portfolio.

Individual requests:

From an investment amount of CHF 5000, a portfolio can be customised by choosing from around 40 ETFs and varying weightings.

Additional services:
Mobile access
Specialized asset types:
Equities, Bonds, Precious metals, ETFs, Real estate

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  • ½ annual fee in the first year

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Swiss digital bank

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  • CHF 100 welcome bonus

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Swiss Trading Platform

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Swiss Broker

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Gold subscription

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  • Secure CHF 20 starting credit with the ML24 voucher

  • Invest in gold monthly from CHF 25

  • Withdrawable at any time or available as gold

Credit card promotion

Amex Platinum

  • Extra bonus until November 10: 75,000 instead of 45,000 Membership Rewards points

  • ½ annual fee in the first year

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Special offers for Moneyland users

Moneyland Special Offers

Credit card promotion

SWISS Miles & More Gold

  • Starting bonus: 50,000 miles with promo code “MM24GC50”

  • Only half the fee in the 1st year

  • Gold card duo Visa & Amex

Credit card promotion

Amex Gold

  • Extra bonus until 11.11.: 40,000 instead of 15,000 Membership Rewards points

  • ½ annual fee in the first year

  • Up to CHF 100 credit per year for consumption in a restaurant or with a delivery service of your choice

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Gold subscription

Philoro Schweiz AG

  • Secure CHF 20 starting credit with the ML24 voucher

  • Invest in gold monthly from CHF 25

  • Withdrawable at any time or available as gold

Credit card promotion

Amex Platinum

  • Extra bonus until November 10: 75,000 instead of 45,000 Membership Rewards points

  • ½ annual fee in the first year

  • Comprehensive benefits

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Credit card promotion

SWISS Miles & More Gold

Starting bonus: 50,000 miles with promo code “MM24GC50”