finpension asset management

Digital wealth management
Bank-independent provider
Classic and sustainable investments
No FX fees
In 2025 0% flat-rate fee

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General information:

finpension is a Swiss financial services provider that offers both pension solutions and asset management. Among other things, finpension is the market leader in the area of 1e pension solutions. finpension invests primarily in low-cost ETFs. The Auto Select segment offers the Global, Switzerland and Sustainable strategies. In the Self Select segment, there are various strategies such as Climate Impact, Social Impact, Switzerland, Europe or Global that can be selected. A personal online consultation is possible. Withholding tax optimizations.

Minimum investment amount:

CHF 1

Type of service:

Investment management

General costs:

The percentage flat fee includes custody and management fees and amounts to 0.39% regardless of the investment amount. In 2025 0% flat-rate fee.

The flat fee is the same for all strategies. In addition, there are the costs of the funds used (TER). For the standard strategies Global, Switzerland and Sustainable, these are between 0.08% and 0.10%.
Special feature: finpension does not charge a surcharge for money exchange into other currencies. The tax list is free of charge.

Product fees:

Product fees (TER) are not included: 0.08-0.1%.

Transaction fees:

Transaction costs are included in the flat fee.

Retrocessions:

Products without kickbacks.

Taxes:

Stamp taxes are not included in the flat-rate fee.

Minimal risk:

Possible.

Low risk:

Possible.