Here you will find the right answers
The moneyland.ch forum lets you exchange knowledge on numerous topics related to money and get answers to your questions at any time. Join forum users and experts in discussions relating to banking, investment, insurance, retirement, telecom and everyday money topics.
Show categories
I am looking for advice from people who actually have used UBS current accounts to get credit. Is this a good solution for flexible loans? Any pitfalls?
Hi there,
According to UBS, the following conditions apply:
Your business must be registered in Switzerland (this generally applies to Swiss business accounts).
Maximum amount: Up to 300,000 francs.
UBS must be your primary banking partner. Your business' primary bank account must be at UBS.
The commission is 0.25% per quarter (based on your highest debit balance), or 1% per annum. This commission is typical of that charged by many other Swiss banks.
The deciding factors is the effective interest rate you get. The rate you get from UBS will depend on your company profile.
More on this topic:
UBS business account
Business bank account comparison
Business loan comparison
Personal loan comparison
Cheap bank accounts with card
Cheap bank accounts with card
UBS key4
50 KeyClub points as a welcome gift
Online private account with debit card
Radicant
High interest on your everyday account
Best exchange rates
Up to 1% of card spending as saveback in the investment portfolio
Bank WIR Bankpaket Top
Free account & card
No exchange fees for foreign payments (interbank exchange rates)
24 ATM withdrawals worldwide per year free of charge
Alpian
CHF 100 welcome bonus
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)
Yuh
No account fees
Banking partner: Swissquote & Postfinance
CHF 20 trading credit with code «YUHMONEYLAND»
Deal of the Day 
Online private account
UBS key4
50 KeyClub points as a welcome gift
