FRiBenk variable mortgage

  • Swiss adjustable-rate mortgage

  • Online mortgage

  • Offer from the Cantonal Bank of Fribourg

General information:
Not specified.
Minimum amount:
Not specified.
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home
Types of financing:
New mortgage, Refinancing, First mortgage, Direct amortization, Indirect amortization
Conditions and costs:

Financing possible in all cantons except Glarus, Jura and Ticino. Mortgages for real estate under building law, usufruct, residential law and for communities of heirs are not possible.

Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 67%.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:
Second mortgages are not available.
Notice period:

Notice period of 3 months.

Amortization:
You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is available.
Indirect amortization is available.
Interest charge frequency:

The interest must be paid quarterly.


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Swiss digital bank

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  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Online private account

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  • 50 KeyClub points as a welcome gift

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