Private Accounts

GLKB fixed-rate mortgage

  • Swiss fixed-rate mortgage

General information:
Not specified.
Indicative mortgage rates (in %):

Fixed-rate mortgage 2 years: 1.48%

Fixed-rate mortgage 3 years: 1.55%

Fixed-rate mortgage 4 years: 1.62%

Fixed-rate mortgage 5 years: 1.67%

Fixed-rate mortgage 6 years: 1.73%

Fixed-rate mortgage 7 years: 1.8%

Fixed-rate mortgage 8 years: 1.84%

Fixed-rate mortgage 9 years: 1.89%

Fixed-rate mortgage 10 years: 1.94%

Fixed-rate mortgage 11 years: 1.97%

Fixed-rate mortgage 12 years: 1.99%

Fixed-rate mortgage 13 years: 2.02%

Fixed-rate mortgage 14 years: 2.04%

Fixed-rate mortgage 15 years: 2.05%

Update:
03/31/2025
Minimum amount:
CHF 100,000
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Early withdrawal of pension funds, Forward mortgage, Renovation
Conditions and costs:

Glarner Kantonalbank only finances properties in German-speaking Switzerland. It is not active abroad.

Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed 35% of your income.
Second mortgage:
Second mortgages are available.
Notice period:
Not specified.
Amortization:
You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is available.
Indirect amortization is available.
Interest charge frequency:

The interest must be paid quarterly.


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Special offers for Moneyland users

Moneyland Special Offers

Up to CHF 550 Benefit

Amex Gold & Alpian Account

  • 50% off the annual fee in first year

  • 45'000 bonus points (instead of 15'000)

  • CHF 75 Moneyland-Bonus (Code LAND25) + CHF 50 Alpian bonus

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Amex promotion until April 6

Amex Platinum Card

  • 50% off the annual fee in the first year

  • Extra bonus: 75,000 instead of 45,000 Membership Rewards points

  • Further benefits: 10% discount on purchases in Gübelin boutiques & Up to CHF 160 Dining credit per year in over 600 GaultMillau restaurants

Free bank account

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  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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Up to CHF 550 Benefit

Amex Gold & Alpian Account

50% off the annual fee in first year