Private Accounts
GKB fixed-rate mortgage
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Swiss fixed-rate mortgage
General information:
Minergie and bonus available.
Indicative mortgage rates (in %):
Fixed-rate mortgage 1 year: 2.27%
Fixed-rate mortgage 2 years: 2.13%
Fixed-rate mortgage 3 years: 2.12%
Fixed-rate mortgage 4 years: 2.13%
Fixed-rate mortgage 5 years: 2.14%
Fixed-rate mortgage 6 years: 2.17%
Fixed-rate mortgage 7 years: 2.19%
Fixed-rate mortgage 8 years: 2.23%
Fixed-rate mortgage 9 years: 2.25%
Fixed-rate mortgage 10 years: 2.26%
Fixed-rate mortgage 11 years: 2.42%
Fixed-rate mortgage 12 years: 2.43%
Fixed-rate mortgage 13 years: 2.49%
Fixed-rate mortgage 14 years: 2.5%
Fixed-rate mortgage 15 years: 2.51%
Update:
07/16/2024
Minimum amount:
CHF 50,000
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Early withdrawal of pension funds
Discounts:
Minergie discount
Conditions and costs:
Not specified.
Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed 38% of your income.
Second mortgage:
Second mortgages are available.
Notice period:
An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.
Amortization:
Not specified.
Interest charge frequency:
The interest must be paid quarterly.
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