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Groupe Mutuel Legis Legal Protection

Standard coverage
Covers Europe only

General

General information:

Europe-wide coverage. Available as separate insurance products or a bundle product (Legis duo).

Insured persons:

Within the scope of individual insurance: the policyholder. Within the scope of household insurance: the policyholder and those persons who living permanently with him/her in the same household.

Coverage Switzerland:

CHF 250,000

Coverage Europe:

CHF 250,000

Coverage World:

No coverage

Insurance rate (comments):

Stamp taxes of 5 percent included.

Personal legal protection - individual:

CHF 174.60

Motor legal protection - individual:

CHF 126.00

Personal & motor legal protection - individual:

CHF 235.80

Personal legal protection - family:

CHF 312.60

Motor legal protection - family:

CHF 215.40

Personal & motor legal protection - family:

CHF 414.00

Choice of legal representation:

Free choice of lawyer.

Termination of contract:

The insurer can terminate the contract: at the latest 3 months before the end of the contract or insurance year. After every insured event for which a claim is payable. If facts of risk have been concealed. In the event of fraud or an attempt to commit fraud.

Contract duration:

Minimum contract duration: 3 years. The contract will automatically renew for another year unless termination notice is given 3 months in advance.

Waiting period:

A waiting period of 3 months applies. The waiting period does not apply in the case of prior insurance of the same risk.

Minimum amount in dispute:

Minimum amount in dispute for external services of 2000 Swiss francs. In the case of legal matters in which the other party is represented by a lawyer, no minimum amount in dispute applies.

Personal legal expense coverage:

Civil damages law, Assistance to victims, Criminal law, Insurance law, Tenancy law, Property law, Labor law, Contract law, Neighbor law, Real estate law

Personal legal protection (comments):

Legis priva: Online and patient legal protection as supplemental insurance available.

Driver legal expense coverage:

Civil damages law, Assistance to victims, Criminal law, Insurance law, Disqualification from driving, Recovery of driving licence, Vehicle contract law

Motor legal protection (comments):

Legis strada: Exclusion: If the driver was not authorized to drive the vehicle.

Legal protection advisory services:

Marital law, Personal law, Family law

Legal protection advisory (comments):

Legal protection for advice in the area of personal, family (excluding marriage and divorce law) and inheritance law: One consultation up to a maximum of CHF 500 per case. Coverage limited to Switzerland and Liechtenstein.

General coverage:

Lawyers' fees, Travel expenses, Court fees, Counterparty's fees, Mediation, Expert reports, Penalty order

Additional services:

Costs of mediation covered.