English

Helsana Grundversicherung

Get a free quote now

Helsana Grundversicherung

Standard model
Free choice of doctor

Get a free quote now

General

General information:

Health insurance model «Grundversicherung» of the Swiss insurance company Helsana.

Health insurance model:

Standard model: You can make use of any doctor, specialist or other healthcare service provider you choose. Premiums are higher than those of more limited models.

Choice of doctor:

Policyholders have free choice of doctors.

Medical partner:

Not specified.

Pharmacy choice:

You get free choice of pharmacy

Payment methods:

18% of payments are made using the tiers garant payment method, in which you pay and claim reimbursement.
82% of payments are tiers payant, meaning the bills are paid directly by the insurance (Helsana).

Reimbursement:

The average waiting period before tiers garant reimbursement from Helsana is 9 days.

Financial reserves:

The solvency ratio shows how available financial reserves compare to Federal Office of Public Health (FOPH) minimum reserve requirements. The solvency ratio of Helsana is 119% (according to FOPH data). The minimum ratio required by the FOPH is 100%.

Number of policyholders:

A total of 1,412,757 people hold compulsory health insurance policies from Helsana.

Additional child-discount:

Helsana does not offer additional premium reductions for more than one child.

Bonus insurance:

Helsana Grundversicherung lets you choose claim-free discounts as an option with its compulsory health insurance policies. A 10% markup on premiums applies during your first year as a policyholder, while a discount is applied every subsequent year during which you do not make any insurance claims.

Administrative costs:

4.5% (ratio of adminstrative costs to risk-adjusted premiums as per BAG data).

Administrative costs per policyholder:

CHF 171 (as per the most recent BAG data).

Customer satisfaction

General satisfaction 8.0/10 (Very good)

Helpfulness 7.9/10 (Good)

Billing: flexibility 7.6/10 (Good)

Reimbursement: time frame 7.8/10 (Good)

Product information 7.6/10 (Good)

More products

Helsana BeneFit PLUS - Hausarzt 10%

Helsana BeneFit PLUS - Hausarzt 12%

Helsana BeneFit PLUS - Hausarzt 14%

Helsana BeneFit PLUS - Hausarzt 16%

Helsana BeneFit PLUS Flexmed

Helsana BeneFit PLUS Telmed

Helsana Premed-24

Special offers for Moneyland users

Moneyland Special Offers

Funds

Allianz Fund Investments

Special offer with CHF 200 welcome bonus
No prior knowledge necessary: Advice from experts
One of the 10 largest asset managers worldwide

Swiss Broker

Saxo Bank Special Offer

Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days
Licensed Swiss bank (FINMA)
Free expert research and trading signals

Swiss Trading Platform

Cornèrtrader Special Offer

Special offer: particularly favorable conditions for Moneyland users
No custody account fees for shares
Swiss online bank with FINMA license

Swiss digital bank

Alpian

CHF 100 welcome bonus
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)

Special offers for Moneyland users

Moneyland Special Offers

Funds

Allianz Fund Investments

Special offer with CHF 200 welcome bonus
No prior knowledge necessary: Advice from experts
One of the 10 largest asset managers worldwide

Swiss Broker

Saxo Bank Special Offer

Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days
Licensed Swiss bank (FINMA)
Free expert research and trading signals

Swiss Trading Platform

Cornèrtrader Special Offer

Special offer: particularly favorable conditions for Moneyland users
No custody account fees for shares
Swiss online bank with FINMA license

Swiss digital bank

Alpian

CHF 100 welcome bonus
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)

×

Funds

Allianz Fund Investments

Special offer with CHF 200 welcome bonus

Learn more See all deals

Show categories

Helsana

Products

Company

Users

Banks & Telecom

Insurance & Pensions

reCAPTCHA

protected by
reCAPTCHA
Privacy - Terms

moneyland.ch is Switzerland’s independent online comparison service covering banking, insurance and telecom. Contact us