Helvetia Legal Protection Insurance

Standard coverage

General

General information:

Worldwide coverage. The legal protection insurance is provided by Coop Legal Protection AG.

Insured persons:

Within the scope of individual insurance: the policyholder. Within the scope of household insurance: the policyholder and those persons who living permanently with him/her in the same household. Additionally: children in education and minor children of these persons, even if they do not live in the same household.

Coverage Switzerland:

CHF 1,000,000

Coverage Europe:

CHF 1,000,000

Coverage World:

CHF 1,000,000

Insurance rate (comments):

Stamp taxes of 5 percent included.

Personal legal protection - individual:

CHF 516.50

Motor legal protection - individual:

Not specified

Personal & motor legal protection - individual:

CHF 592.15

Personal legal protection - family:

CHF 601.30

Motor legal protection - family:

Not specified

Personal & motor legal protection - family:

CHF 695.90

Choice of legal representation:

Free choice of lawyer.

Termination of contract:

The insurer can terminate the contract: at the latest 3 months before the end of the contract or insurance year. After every insured event for which a claim is payable. If material risk factors have been concealed or falsely communicated.

Contract duration:

Minimum contract duration: 1 year. The contract will automatically renew for another year unless termination notice is given 3 months in advance.

Waiting period:

A waiting period of 3 months applies. No waiting period for legal disputes in connection with cybercrime and from the infringement of copyright, name and trademark rights.

Minimum amount in dispute:

No minimum amount in dispute.

Personal legal expense coverage:

Civil damages law, Criminal law, Insurance law, Tenancy law, Property law, Labor law, Contract law, Patient law, Neighbor law, Internet law, Real estate law, Public building law

Personal legal protection (comments):

Coverage by Helvetia Legal Protection Insurance.

Driver legal expense coverage:

Civil damages law, Criminal law, Insurance law, Disqualification from driving, Vehicle contract law

Motor legal protection (comments):

Exclusions (examples): If the driver was not authorized to drive the vehicle. When acquiring or re-acquiring a driver’s license.

Legal protection advisory services:

Neighbor law, Marital law, Personal law, Family law, Inheritance law, Internet law, Tax law

Legal protection advisory (comments):

Legal advisory protection covering all other matters: one advisory session per calendar year. The claim is valid once per case.

General coverage:

Lawyers' fees, Travel expenses, Court fees, Counterparty's fees, Mediation, Expert reports, Penalty order