GLKB Hypomat fixed-rate mortgage

  • Swiss fixed-rate mortgage

  • Online mortgage

General information:

Uniform interest rate for all borrowers and property types that meet the criteria (owner-occupied, dependent-occupied, single-family homes, condominiums, vacation properties, multi-family homes). 2 to 20 years. Financing of vacation homes and apartments is possible only up to 10 years, of multi-family houses up to 15 years.

Indicative mortgage rates (in %):

Fixed-rate mortgage 2 years: 1.33%

Fixed-rate mortgage 3 years: 1.41%

Fixed-rate mortgage 4 years: 1.45%

Fixed-rate mortgage 5 years: 1.51%

Fixed-rate mortgage 6 years: 1.59%

Fixed-rate mortgage 7 years: 1.63%

Fixed-rate mortgage 8 years: 1.67%

Fixed-rate mortgage 9 years: 1.72%

Fixed-rate mortgage 10 years: 1.74%

Fixed-rate mortgage 11 years: 1.78%

Fixed-rate mortgage 12 years: 1.8%

Fixed-rate mortgage 13 years: 1.87%

Fixed-rate mortgage 14 years: 1.87%

Fixed-rate mortgage 15 years: 1.89%

Fixed-rate mortgage 16 years: 1.9%

Fixed-rate mortgage 17 years: 1.91%

Fixed-rate mortgage 18 years: 1.93%

Fixed-rate mortgage 19 years: 1.94%

Fixed-rate mortgage 20 years: 1.94%

Update:
02/23/2025
Minimum amount:
CHF 100,000
Maximum amount:
CHF 2,000,000
Types of property:
Primary residence, Holiday home, Investment property
Types of financing:
New mortgage, Refinancing, First mortgage
Conditions and costs:

No 2nd mortgage possible. Fees in the amount of CHF 200 at renewal.

Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 67%.
Affordability:
Not specified.
Second mortgage:
Second mortgages are not available.
Notice period:
Not specified.
Amortization:

You don't have to pay off the first mortgage.

Interest charge frequency:

The interest must be paid quarterly.


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Special offers for Moneyland users

Moneyland Special Offers

Swiss digital bank

Alpian Savings Account

  • Up to 1% interest if you open your account before February 28, 2025*

  • Any number of withdrawals possible without any withdrawal limits or notice periods

  • Monthly interest crediting

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss digital bank

Alpian

  • CHF 75 welcome bonus with referral code LAND25.

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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Swiss digital bank

Alpian Savings Account

Up to 1% interest if you open your account before February 28, 2025*