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Private Accounts

Hypothekarbank Lenzburg Classic

Swiss adjustable-rate mortgage

General information:

Starting bonus («Klassik Casa»).

Indicative mortgage rates (in %):

Variable first mortgage: 2.875%

Update:

03/12/2025

Minimum amount:

Not specified.

Maximum amount:

Not specified.

Types of property:

Primary residence

Types of financing:

New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Renovation

Discounts:

Minergie discount

Conditions and costs:

Not specified.

Loan-to-value ratio:

The maximum loan-to-value ratio for your property is 80%.

Affordability:

The mortgage costs must not exceed 40% of your income.

Second mortgage:

Second mortgages are available.

Notice period:

Notice period of 6 months.

Amortization:

You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is available.
Indirect amortization is available.

Interest charge frequency:

Not specified.

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