KPT Hospital Insurance Private-Ward Global

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KPT Hospital Insurance Private-Ward Global

  • Inpatient insurance private ward

  • Worldwide coverage

General

General information:

Acceptance not guaranteed. Health check by KPT/CPT beforehand.

Model:
Private ward
Choice of hospital and doctor:

Free choice of doctor. All costs covered in a private ward worldwide.

Notice period:

The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.

Premiums and discounts:

Amount of premiums depends on various factors such as age, gender and place of residence. In case of co-payments discounts between 15 and 50 percent. Discount for a 3-year contract, for prepayment and for using the KPTnet customer portal (including free internet legal protection insurance).
The last age class change (from 66 years or from 71 years) depends on the age at the time of taking out the insurance.

Selection of relevant Swiss hospitals:
Hirslanden St. Anna, Hirslanden Stephanshorn, Hirslanden Belair, Hirslanden AndreasKlinik Cham Zug, Hirslanden La Colline, Hirslanden Birshof, Hirslanden Klinik Im Park, Hirslanden Salem-Spital, Hirslanden Beau-Site, Hirslanden Permanence, Hirslanden Aarau, Hirslanden St. Anna - Meggen, Hirslanden Bois-Cerf, Hirslanden Cecil, Hirslanden Zürich, Merian Iselin, Reha Rheinfelden, Schulthess Klinik, Klinik Susenberg, Privatklinik Hohenegg, Clinic Bad Ragaz, Clinique Générale-Beaulieu, Lindenhofgruppe Lindenhofspital, Lindenhofgruppe Sonnenhofspital, Lindenhofgruppe Engeriedspital, Klinik Pyramide am See, Klinik Bethesda, Klinik Tiefenbrunnen, SMN Clinica Ars Medica, SMN Clinica Sant'Anna, SMN Clinique Générale, SMN Clinique Montbrillant, SMN Clinique Valmont, SMN Clinique de Genolier, SMN Clinique de Montchoisi, SMN Clinique de Valère, SMN Hôpital de la Providence, SMN Privatklinik Bethanien, SMN Privatklinik Lindberg, SMN Privatklinik Obach, SMN Privatklinik Villa im Park, SMN Schmerzklinik Basel
Spa and convalescent therapy:

The insured persons receive CHF 60 per day for up to 42 days per 5 calendar years for spa therapies and CHF 60 per day for up to 30 days per calendar year for convalescent therapies.

Maternity:

Birth costs are covered throughout Switzerland in listed hospitals (private ward). For a birth at a birth centre: CHF 300 per day during max. 5 days. Waiting period: 270 days. CHF 1250 for an outpatient birth.

Rooming in:

Cost of accomodation for an accompanying person up to CHF 50 per day during a maximum of 14 days.

Home help:

CHF 50 per day (for a maximum of 60 consecutive days).

Home care:

Not specified.

Emergency transport costs:

Switzerland: Full coverage.

Abroad: Transport and rescue costs: CHF 6000 per event.

Search and rescue costs:

Up to CHF 20,000 per incident in Switzerland, up to CHF 6000 per incident abroad.

Repatriation:

No coverage.

Hospital abroad:

In case of acute illness or accident: Full coverage worldwide.

Rehabilitation stationary:

For a maximum of 60 days within 5 calendar years: full coverage.

Psychiatry:

For a maximum of 720 days: contribution to costs according to the insured ward.

Additional services:

Travel and vacation insurance included.
Compensation of CHF 125 per day if treated in general ward (up to CHF 1250 per calendar year).

Scope of services

Scope of services
Spa and convalescent therapy
Maternity
Rooming in
Home help
Home care
Search and rescue
Repatriation
Hospital abroad
Selection of hospitals

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Free bank account

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  • No account fees

  • Banking partner: Swissquote & Postfinance

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Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

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  • Free expert research and trading signals

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Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

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  • CHF 100 welcome bonus

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  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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