KPT Insurance Comfort
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Premium outpatient insurance
General
Acceptance not guaranteed. Health check by KPT/CPT beforehand.
The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.
There is a discount for taking out a 3-year contract. Online discount of 5 percent (including free internet legal protection insurance) and discount for early payment. Premiums depend on various factors such as age, gender and place of residence. The last age class change is at age 66.
Cost contribution to eyeglass lenses, contact lenses and vision aids: CHF 200 per calendar year. Waiting period: 365 days.
Cost recovery of protective vaccinations: 90 percent.
General prevention: 90 percent up to CHF 200 per calendar year. Preventive gynaecological examinations: 90 percent.
Contribution to the cost of wellness or fitness memberships: CHF 200 per calendar year, if no benefits were received in the previous year.
90 percent for medicines accepted by Swissmedic.
Cost contribution to complementary medicine: 90 percent, maximum CHF 200 per calendar year. Contribution to the costs of outpatient complementary medicine treatment: 90 percent, maximum CHF 2000 per calendar year for treatment by a federally certified doctor, maximum CHF 1000 per calendar year with other recognized therapists. The total entitlement (without medication) is a maximum of CHF 2000 per calendar year.
Cost contribution to medically prescribed psychotherapeutic treatments: Maximum of CHF 50 per session, up to CHF 1600 in 5 calendar years.
Emergency transportation and rescue costs up to CHF 10,000 per calendar year. Coverage of travel expenses for special serial treatments: CHF 400 per calendar year.
Full coverage from integrated travel and vacation insurance during a maximum of 8 weeks per calendar year.
Search costs up to CHF 20,000.
Full coverage from integrated travel and vacation insurance during a maximum of 8 weeks per calendar year.
Dental treatment is only insured up to a maximum of CHF 3000 as a result of an accident.
No benefits.
No benefits.
Abroad: CHF 20 per day during up to 21 days per calendar year.
CHF 200 per aid per calendar year.
90 percent up to CHF 500 (including artificial insemination).
Prenatal classes: CHF 150. Antenatal classes: CHF 100. A waiting period of 270 days applies.
No benefits.
Contribution to the cost of home help prescribed by a doctor: CHF 10 per day, for a maximum of 60 consecutive days.
Patient legal protection and travel insurance included.
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