Credit Cards

Migros Bank variable-rate mortgage

  • Swiss adjustable-rate mortgage

General information:
Not specified.
Minimum amount:
No minimum amount.
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Renovation
Conditions and costs:

An administrative fee is levied when you convert existing mortgages into another mortgage model or extend the mortgage term.

Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed 35% of your income.
Second mortgage:
Second mortgages are available.
Notice period:

Notice period of 6 months.

Amortization:

Amortization: 1. Individual mortgage. 2. Mortgage must be repaid within 15 years or when you reach retirement age.

Interest charge frequency:

The interest must be paid twice a year.


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  • No account fees

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