Mobiliar Travel Insurance Classic

Cancellations & interruptions
Legal expenses

General

General information:

Additional to cancellation cost and personal assistance insurance, la protection juridique voyage is included.
Vehicle assistance insurance and luggage are available for an extra fee (Variant Comfort).
Only for persons resident in Switzerland or the Principality of Liechtenstein.

Termination of contract:

Three-year contract with cancellation right each year (does not apply to young people). The insurance is extended automatically if it is not cancelled at least 3 months before it ends.

Trip cancellation individual, maximum amount:

CHF 50,000

Trip cancellation family, maximum amount:

CHF 50,000

Search and rescue operations, maximum amount:

CHF 50,000

Insurance rate (comments):

Stamp taxes included. Additional discounts for young people. Discount for families with kids. Be aware that premiums for persons above a certain age are higher.

Premiums for individuals:

Cancellation costs: CHF 136.50
Travel assistance: CHF 136.50
Cancellation & assistance (combined): CHF 136.50
With addition of legal protection: CHF 136.50

Premiums for families:

Cancellation costs: CHF 216.70
Travel assistance: CHF 216.70
Cancellation & assistance (combined): CHF 216.70
With addition of legal protection: CHF 216.70

Premiums for young persons:

Cancellation costs: CHF 69.00
Travel assistance: CHF 69.00
Cancellation & assistance (combined): CHF 69.00
With addition of legal protection: CHF 69.00

Trip cancellation insurance (comments):

Worldwide coverage.

Trip cancellation: insured events:

Accident, illness & death, Pregnancy, Strike, Damage to property at home, Job lost, Breakdown of transport, Epidemics, New job, Risks at destination, Deputy at work, Pet illness or death

Trip cancellation: insured services:

Cancellation costs, Administration fees, Event ticket compensation, Replacement trip compensation

Trip assistance (comments):

Worldwide coverage. Maximum coverage of CHF 50,000!

Trip assistance: insured events:

Accident, illness & death, Deputy at work, Pet illness or death, Damage to property at home, Goods carried, Epidemics, Natural hazards, Volcanic eruptions / earthquakes, Wars & tumults, Breakdown of transport, Theft of personal documents

Travel assistance: insured services:

Search & rescue costs, Repatriation costs, Accomodation & catering costs, Trip interruption compensation, Replacement trip compensation, Event ticket compensation

Additional assistance services:

24 h hotline, Compensation for event tickets, Emergency cash advances

Vehicle assistance:

Available with Comfort insurance (including traffic legal protection).

Accomodation & catering:

Additional travel costs incurred are covered. Assistance: Necessary accommodation and food costs in a middle-class hotel for a maximum of 10 days (excluding hospital costs).
Additional transportation costs up to a maximum of CHF 1000 per insured person to continue or end the trip.

Interruption and replacement:

If a serious illness or accident forces the insurance holder to abandon the trip, a replacement trip is covered.

Luggage:

Insurable as an add-on for a fee.

Travel legal protection:

Motor legal protection and travel legal protection worldwide up to CHF 100,000, in Europe up to CHF 1,000,000.
Traffic legal protection (only in the 24 h motor vehicle assistance): No coverage in Switzerland and the Principality of Liechtenstein.

Medical expenses:

Not included in the insurance.