neon metal

Swiss private account (individual or shared account) for use by smartphone. The Swiss Hypothekarbank Lenzburg acts as your banking partner.
Monthly account fee: CHF 15.

Neon metal (metal package) includes a high-quality metal card, free cash withdrawals worldwide, cell phone insurance, three additional years of warranty on electronic devices, a best price guarantee, and ticket insurance. The travel, cyber and shopping packages include additional insurance benefits and are dependent on card use (shopping package: from CHF 500, cyber package: from CHF 5000, travel package: from CHF 15,000).

Shared account: Basic fee of CHF 36 per year per person, 1 cash withdrawal per month per neon duo card. All other fees such as withdrawals abroad or exchange rates as for neon free.

With the neon card, you can withdraw a maximum of CHF 2000 cash per day, spend CHF 5000 online and CHF 5000 in stores. Paper account statement not possible.

The account is opened via smartphone either by photo ID or video call.

There are no surcharges for card payments (online or in shops) and cash withdrawals abroad. The Mastercard interbank exchange rate is used everywhere.

International transfers (SEPA and non-SEPA payments abroad) are processed by neon via Wise.

Cash withdrawals at all ATMs in Switzerland in Swiss francs (CHF): 5 withdrawals per month free of charge, then CHF 2 per withdrawal.