Private Accounts

Obwaldner Kantonalbank variable mortgage

  • Swiss adjustable-rate mortgage

General information:
Not specified.
Indicative mortgage rates (in %):

Variable first mortgage: 2.75%

Variable second mortgage: 3.75%

Update:
03/31/2025
Minimum amount:
No minimum amount.
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Renovation
Discounts:
Family discount
Conditions and costs:

Interest rates for commercial property are higher than for residential property.

Loan-to-value ratio:
Not specified.
Affordability:
Not specified.
Second mortgage:
Second mortgages are available.
Notice period:

Notice period of 6 months.

Amortization:
You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is available.
Indirect amortization is available.
Interest charge frequency:

The interest must be paid quarterly.


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  • 50% off the annual fee in first year

  • 45'000 bonus points (instead of 15'000)

  • CHF 75 Moneyland-Bonus (Code LAND25) + CHF 50 Alpian bonus

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Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Amex promotion until April 6

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Up to CHF 550 Benefit

Amex Gold & Alpian Account

50% off the annual fee in first year