Piguet Galland fixed-rate mortgage

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Mortgages

Piguet Galland fixed-rate mortgage

  • Swiss fixed-rate mortgage

  • Swiss private bank

  • Direct online application

General information:

Minimum equity contribution of 20% for a primary residence and 40% for a secondary residence.
Fixed-rate mortgage with a duration of 2 to 10 years and 3-month roll-over.

Indicative mortgage rates (in %):

Fixed-rate mortgage 2 years: 1.23%

Fixed-rate mortgage 3 years: 1.31%

Fixed-rate mortgage 4 years: 1.4%

Fixed-rate mortgage 5 years: 1.47%

Fixed-rate mortgage 6 years: 1.54%

Fixed-rate mortgage 7 years: 1.61%

Fixed-rate mortgage 8 years: 1.67%

Fixed-rate mortgage 9 years: 1.72%

Fixed-rate mortgage 10 years: 1.78%

Update:
02/26/2025
Minimum amount:
CHF 500,000
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization
Conditions and costs:

The conditions of a mortgage include a contribution of 25% of the loan amount to portfolio management with Piguet Galland.

Loan-to-value ratio:
Not specified.
Affordability:
Not specified.
Second mortgage:

Second mortgages are available.

Notice period:
Not specified.
Amortization:

Direct amortization is available.
Indirect amortization is available.

Interest charge frequency:

The interest must be paid quarterly.


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Swiss digital bank

Alpian Savings Account

  • Up to 1% interest if you open your account before February 28, 2025*

  • Any number of withdrawals possible without any withdrawal limits or notice periods

  • Monthly interest crediting

Free bank account

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  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

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