Prepaid card

Raiffeisen Association Account

  • Account for associations

  • Fees may vary between bank branch offices

Business type:
Association, Non-profit organization
Currency:
CHF
Requirements:

For associations.

Interest rate:

0% per year. 

Debit interest on overdrafts:

The rate of debit interest is 10% p.a (plus 0.25% quarterly commission on the highest used debt balance, minimum CHF 100 per quarter).

Withdrawals:

Unlimited withdrawal options.

Credit cards:

Mastercard Business Card Silver: CHF 90 per year.
Mastercard Business Card Gold: CHF 156 per year.

Capital payment:

Nonrecurring costs of capital payment account for GmbH or AG: CHF 250.

Account management costs:

Account opening: free of charge.
Account management costs: CHF 60 per year.
Close-out of account: free of charge. Termination of banking relationship: free of charge.
Statements of account: monthly free of charge. Mail: CHF 2.00 + 1.00.
Account closure: free of charge.

Payment transaction costs:

Incoming payment (Switzerland): free of charge.
Electronic payment order (Switzerland): CHF: free of charge.
Electronic payment order (abroad): SEPA EUR payments CHF 1; other payments (non-SEPA) CHF 3.
Non-electronic payment order: depending on order type.
Permanent order: Execution (Switzerland in CHF): free of charge.
Payment by direct debit (LSV): free of charge.

Purchases:

Debit Mastercard: CHF 48 per year (or Visa Debit: CHF 48 per year).
Purchases in Switzerland in CHF: free of charge.
Purchases in foreign currencies and abroad: 1.25%, at least CHF 1.50 plus foreign currency exchange fees.

Cash withdrawals:

Cash withdrawal at own ATMs: free of charge.
Cash withdrawal at ATMs of other banks in CHF: CHF 2.
Cash withdrawal abroad: CHF 4.5 in addition to foreign currency exchange fees.

Special services:
Debit Mastercard, Visa Debit, Mobile banking, Online banking, Credit card
Software:
Not specified.
General information:

Association Account of Raiffeisen. Conditions can vary depending on the Raiffeisen branch.


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Up to CHF 550 Benefit

Amex Gold & Alpian Account

  • 50% off the annual fee in first year

  • 45'000 bonus points (instead of 15'000)

  • CHF 75 Moneyland-Bonus (Code LAND25) + CHF 50 Alpian bonus

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Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

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Amex promotion until April 6

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  • Banking partner: Swissquote & Postfinance

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Up to CHF 550 Benefit

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50% off the annual fee in first year