Prepaid card
Raiffeisen Current Account
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Standard business account
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Fees may vary between bank branch offices
For businesses: self-employed persons, small and medium-sized enterprises (SMEs) and startups.
0% per year.
The rate of debit interest is 10% p.a (plus 0.25% quarterly commission on the highest used debt balance, minimum CHF 100 per quarter).
Unlimited withdrawal options.
Mastercard Business Card Silver: CHF 90 per year.
Mastercard Business Card Gold: CHF 156 per year.
Nonrecurring costs of capital payment account for GmbH or AG: CHF 250.
Account opening: free of charge.
Account management costs: CHF 60 per year.
Close-out of account: free of charge. Termination of banking relationship: free of charge.
Statements of account: monthly free of charge. Mail: CHF 2.00 + 1.00.
Account closure: free of charge.
Incoming payment (Switzerland): CHF 0.15 up to 60 payments per quarter, after this CHF 0.12 per transaction.
Electronic payment order (Switzerland): CHF: CHF 0.15 (up to 60 transactions per quarter), thereafter CHF 0.12 per transaction.
Electronic payment order (abroad): SEPA EUR payments CHF 0.20; other payments (non-SEPA) CHF 3.
Non-electronic payment order: depending on order type.
Permanent order: Execution (Switzerland in CHF): CHF 0.15 (up to 60 transactions per quarter), thereafter CHF 0.12 per transaction.
Payment by direct debit (LSV): CHF 0.15 (up to 60 transactions per quarter), thereafter CHF 0.12 per transaction.
Debit Mastercard: CHF 48 per year (or Visa Debit: CHF 48 per year).
Purchases in Switzerland in CHF: free of charge.
Purchases in foreign currencies and abroad: 1.25%, at least CHF 1.50 plus foreign currency exchange fees.
Cash withdrawal at own ATMs: free of charge.
Cash withdrawal at ATMs of other banks in CHF: CHF 2.
Cash withdrawal abroad: CHF 4.5 in addition to foreign currency exchange fees.
Business current account of Raiffeisen.
Various currencies on the foreign currency account.
Please note: Conditions may vary depending on the branch.
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Moneyland Special Offers
Moneyland Special Offers
Alpian Savings Account
Up to 1% interest if you open your account before March 31, 2025*
Any number of withdrawals possible without any withdrawal limits or notice periods
Monthly interest crediting
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No account fees
Banking partner: Swissquote & Postfinance
CHF 20 trading credit with code «YUHMONEYLAND»
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Special offer: particularly favorable conditions for Moneyland users
No custody account fees for shares
Swiss online bank with FINMA license
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CHF 75 welcome bonus with referral code LAND25.
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)
Amex Platinum Card
50% off the annual fee in the first year
Extra bonus: 75,000 instead of 45,000 Membership Rewards points
Further benefits: 10% discount on purchases in Gübelin boutiques & Up to CHF 160 Dining credit per year in over 600 GaultMillau restaurants
Alpian Savings Account
Up to 1% interest if you open your account before March 31, 2025*