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Sanitas Medbase MultiAccess

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Sanitas Medbase MultiAccess

Multiple: HMO/pharmacy/telemedicine
Primary care: HMO center, pharmacy or telemedicine
Free quote

Get a free quote now >>

General

General information:

Health insurance model «Medbase MultiAccess» of the insurance company Sanitas.

Health insurance model:

HMO model: As an HMO policy holder, you are required to get medical consultation from a doctor at an eligible HMO center before receiving further treatment. Your HMO center may then refer you to specialists, therapists or hospitals. A primary consultation from an HMO center is not necessary in the event of medical emergencies, gynecological examinations and treatments by eye doctors.

Choice of doctor:

Your choice of general practitioners is limited to doctors at HMO health centers which partner with Sanitas.

Medical partner:

Medbase, Medgate, Sanacare.

Pharmacy choice:

You get free choice of pharmacy

Payment methods:

Not specified.

Reimbursement:

Not specified.

Financial reserves:

The solvency ratio shows how available financial reserves compare to Federal Office of Public Health (FOPH) minimum reserve requirements. The solvency ratio of Sanitas is 114% (according to FOPH data). The minimum ratio required by the FOPH is 100%.

Number of policyholders:

A total of 594,850 people hold compulsory health insurance policies from Sanitas.

Additional child-discount:

Sanitas does not offer additional premium reductions for more than one child.

Administrative costs:

5.3% (ratio of adminstrative costs to risk-adjusted premiums as per BAG data).

Administrative costs per policyholder:

CHF 209 (as per the most recent BAG data).

Customer satisfaction

General satisfaction 8.2/10 (Very good)

Helpfulness 8.4/10 (Very good)

Billing: flexibility 7.8/10 (Good)

Reimbursement: time frame 8.3/10 (Very good)

Product information 7.9/10 (Good)

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