Sanitas Vital Premium
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Outpatient insurance Sanitas Vital Premium.
The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.
Amount of premiums varies depending on the age, place of residence and gender of the insured person. Discount for early payment.
Cost contribution to eyeglass lenses, contact lenses and vision aids or eye lasering: 100%, up to CHF 600 within 3 calendar years, including neighboring foreign countries.
80 percent cost contribution, up to a maximum of CHF 1500 per calendar year including preventive measures.
Contribution of 80 percent to the costs of check-ups, gynecological examinations and early detection of cancer up to CHF 1500 per calendar year, including vaccinations.
Self-tests, online birthmark checks and glaucoma prevention consultations are also covered.
Cost contribution of 80 percent to fitness subscriptions and exercise classes, up to a maximum of CHF 400.
Cost contribution of 80 percent to other health promotion (nutrition, mental balance, etc.), up to a maximum of CHF 400.
90 percent of medicines not coverd by health insurance companies.
80 percent up to CHF 10,000 per calendar year (massages up to CHF 750 per calendar year).
Cost contribution to nonphysician psychotherapy: 80 percent up to CHF 5000 per calendar year together with ligation, correction of protruding ears, digital therapy services and genetic tests.
Full cover for emergency transportation and rescue costs. Search costs: CHF 50,000 per event.
Costs are covered if organized by Sanitas Assistance.
Full coverage of outpatient and inpatient treatment for a maximum of 180 days.
Treatment of tooth misalignment up to the age of 20: 80 percent (per calendar year), including neighboring foreign countries.
No coverage.
Coverage within hospital insurance.
90 percent up to CHF 1000 per calendar year.
Cost contribution to ligation: 80 percent up to CHF 5000 per calendar year together with nonphysician psychotherapy, correction of protruding ears, digital therapy services and genetic tests.
For example antenatal classes, postnatal exercise classes and first aid courses: 80 percent up to CHF 1000 per calendar year. Waiting period: 9 months.
The daily parental/adoption allowance is also included in the cover.
Cost contribution to correction of protruding ears: 80 percent up to CHF 5000 per calendar year together with nonphysician psychotherapy, ligation, digital therapy services and genetic tests.
Coverage within hospital insurance.
Full cover even with pre-existing conditions.
Downgrading (without health check) of the insurance level possible.
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