Swica BestMed
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Acceptance not guaranteed. Health check by Swica beforehand. Swica offsets co-payments from the basic insurance against those from the supplemental (hospital) insurance.
BestMed: Full cover in public and private hospitals all over the world.
The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.
Rates based on the age when the insured person joined Swica. Rates don't change afterwards. In case of co-payments discounts between 15 and 50 percent and for early payment.
The insured person can choose between the "Lifetime" tariff model and the "Closing age" tariff model.
Convalescence cures up to CHF 50 per day, spa treatments up to CHF 100 per day (max. 30 days per calendar year).
Full cover in public and private hospitals all over the world.
Additional costs for the newborn during the mother's confinement, the same as the mothers' cover.
Additional bed for the child (up to the age of 6) or additional bed for the mother: CHF 50 per night, for a maximum of 30 days per calendar year.
Waiting period: 360 days.
No coverage.
CHF 50 per day (max. 60 days per calendar year).
CHF 100 per day (for a maximum of 720 within 900 consecutive days).
Switzerland and abroad: 90 percent, no limit amount.
Switzerland and abroad: 90 percent, together with repatriation up to CHF 20,000 per event.
90 percent, together with search and rescue up to CHF 20,000 per event.
Full cover.
Full cover.
Full cover.
Health advice by phone with sante24.
Second opinion by santé24 doctors.
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